CCertihomes
2125 Seneca Avenue, Niagara Falls, NY 14305

$94,900

2 beds 1 baths 1,125 sqft Built 195640 days on marketActive

About this home

Charming, Cozy & Full of Possibilities — Welcome to 2125 Seneca Ave! Cute as can be and loaded with character, this well-maintained Cape Cod is a hidden gem tucked away in a peaceful Niagara Falls neighborhood. Boasting undeniable curb appeal and a layout that just feels like home, this 2-bedroom beauty offers a whole lot more than meets the eye. Step inside to a bright and inviting living room that radiates warmth, perfect for cozy evenings or weekend relaxation. The eat-in kitchen is full of charm, offering generous cabinet space and a sunny nook that’s just waiting for your morning coffee moments. Upstairs, you’ll find a spacious unfinished second floor bursting with potential — easily transform it into a dreamy primary suite, creative studio, or bonus living space. Downstairs, the dry basement adds even more opportunity with room to finish and expand your living space as your needs grow. Outside, enjoy the benefits of a separate rear alley access, a detached garage for parking or workshop use, and a neatly kept yard ideal for summer barbecues or simply soaking up the sun. All this, just minutes from local schools, parks, and amenities. This is truly one of the best homes under $100K you’ll find — solid, stylish, and full of upside. Whether you're starting out, downsizing, or investing smartly, this charming Cape delivers comfort, potential, and incredible value.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$1,454/mo

Real estate (PITI + HOA + PMI)
$948
Principal + interest$609
Property tax + insurance$303
PMI / 2nd mortgage$36
Utilities
$896
Heating + cooling$296
Internet + TV + phone$138
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$138
$1,454/mo TLC
Budget$5,000/mo
Remaining after TLC$3,546/mo
Purchase price
$94,900
Down payment
$4,745 (5%)
Loan amount
$90,155
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Ranch
Year built
1956
Lot size
0.1188 ac
Stories
0
Heating
Electric, ForcedAir
Cooling
Water
Connected, Public
HOA
Annual tax
$2,035
MLS #
B1615201
County
Niagara

At a glance

Basement
Garage (1)

Home features

Appliances
ElectricWaterHeater
Interior
SeparateFormalLivingRoomPantry
Exterior
ConcreteDriveway
Parking
DetachedGarage
Flooring
Carpet, Hardwood, Laminate, Varies
Roof
Asphalt
Sewer
Connected

Lot features

Rectangular, RectangularLot, ResidentialLot

Neighborhood — 14305

MetricThis ZIPCountyUSA
Population18,36019,351,094299,088,112
Population Change Since1990-14.00%8.00%20.00%
Population Density2,454395
Male8,5499,381,926147,432,321
Female9,8129,969,168151,655,844
Never Married5,4134,946,39163,775,926
Married5,9737,166,701123,120,365
Separated7121,159,67312,639,686
Widowed1,3721,110,24515,467,586
Divorced1,3821,210,44823,075,029
Number Of House Hold6,5607,102,016111,826,380
Average House Hold Size2.612.642.60
Medial Age34.1736.5335.46
Median House Hold Income$32,886$49,847$48,276
Average House Hold Income$45,744$70,032$63,629
P C I$17,427$26,569$24,529
M D I$29,177$42,210$41,133
A T H E$41,156$54,185$50,898
S T R8.00%4.00%
W C J73.61%81.55%77.74%
(Zip) Code
14305

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

Open in Google Maps →

Listing information last refreshed 6/15/2025. Provided courtesy of Keller Williams Realty WNY via Buffalo MLS. Information deemed reliable but not guaranteed.