CCertihomes
38 N Main Street, Royalton, NY 14105

$99,000

3 beds 2 baths 1,451 sqft Built 189051 days on marketActive

About this home

Investment opportunity in the Village of Middleport. Nice 2 unit on a corner lot. 2 beds 1 bath in the lower unit and 1 bed 1 bath in the upper. Long term upper tenant would like to stay.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$1,656/mo

Real estate (PITI + HOA + PMI)
$1,076
Principal + interest$635
Property tax + insurance$404
PMI / 2nd mortgage$37
Utilities
$1,051
Heating + cooling$376
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$1,656/mo TLC
Budget$5,000/mo
Remaining after TLC$3,344/mo
Purchase price
$99,000
Down payment
$4,950 (5%)
Loan amount
$94,050
APR
7.15%

Quick facts

Type
MultiFamily
Style
Duplex
Year built
1890
Lot size
0.1634 ac
Stories
0
Heating
Electric, Gas, Baseboard, ForcedAir
Cooling
Water
Connected, Public
HOA
Annual tax
$3,056
MLS #
B1615432
County
Niagara

At a glance

Basement

Home features

Appliances
ElectricWaterHeater
Interior
OtherSeeRemarks
Parking
GravelUnpaved
Flooring
Varies, Vinyl
Roof
Shingle
Sewer
Connected

Lot features

CornerLot, IrregularLot, ResidentialLot

Neighborhood — 14105

MetricThis ZIPCountyUSA
Population4,98519,351,094299,088,112
Population Change Since1990-3.00%8.00%20.00%
Population Density115395
Male2,4739,381,926147,432,321
Female2,5129,969,168151,655,844
Never Married8714,946,39163,775,926
Married2,4417,166,701123,120,365
Separated1391,159,67312,639,686
Widowed2581,110,24515,467,586
Divorced3131,210,44823,075,029
Number Of House Hold1,7757,102,016111,826,380
Average House Hold Size2.812.642.60
Medial Age38.9136.5335.46
Median House Hold Income$45,764$49,847$48,276
Average House Hold Income$53,773$70,032$63,629
P C I$19,147$26,569$24,529
M D I$39,425$42,210$41,133
A T H E$45,860$54,185$50,898
S T R8.00%4.00%
W C J74.89%81.55%77.74%
(Zip) Code
14105

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 6/16/2025. Provided courtesy of HUNT Real Estate Corporation via Buffalo MLS. Information deemed reliable but not guaranteed.