CCertihomes
0 E Lake Road, Madison, NY 13346

$199,900

0 beds 0 baths 0 days on marketActive

About this home

They say if your lucky enough to live on the lake than you're lucky enough. This waterfront property offers 10 acres of land on the very peaceful Lake Moraine. Build your dream home, lake house, cottage, or camp. Lake Moraine is known for fishing, kayaking, and canoeing. Great location with fabulous scenic views. Take a look today and make it your paradise.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$3,368/mo

Real estate (PITI + HOA + PMI)
$2,158
Principal + interest$1,283
Property tax + insurance$800
PMI / 2nd mortgage$75
Utilities
$2,382
Heating + cooling$1,039
Internet + TV + phone$138
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$138
$3,368/mo TLC
Budget$5,000/mo
Remaining after TLC$1,632/mo
Purchase price
$199,900
Down payment
$9,995 (5%)
Loan amount
$189,905
APR
7.15%

Quick facts

Type
Residential
Style
Year built
Lot size
10.26 ac
Stories
0
Heating
Cooling
Water
NotConnected, Well, WellNeeded
HOA
Annual tax
MLS #
S1615508
County
Madison

Home features

Parking
NoDriveway
Sewer
SepticNeeded

Lot features

CornerLot, IrregularLot, ResidentialLot, RuralLot, GentleSloping, LakeFront

Neighborhood — 13346

MetricThis ZIPCountyUSA
Population5,64719,351,094299,088,112
Population Change Since1990-7.00%8.00%20.00%
Population Density158395
Male2,6529,381,926147,432,321
Female2,9959,969,168151,655,844
Never Married2,7974,946,39163,775,926
Married1,4537,166,701123,120,365
Separated3111,159,67312,639,686
Widowed2601,110,24515,467,586
Divorced2911,210,44823,075,029
Number Of House Hold1,3217,102,016111,826,380
Average House Hold Size2.522.642.60
Medial Age22.3536.5335.46
Median House Hold Income$41,200$49,847$48,276
Average House Hold Income$57,800$70,032$63,629
P C I$16,324$26,569$24,529
M D I$35,877$42,210$41,133
A T H E$48,231$54,185$50,898
S T R8.00%4.00%
W C J85.59%81.55%77.74%
(Zip) Code
13346

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 6/16/2025. Provided courtesy of Coldwell Banker Faith Properties via Buffalo MLS. Information deemed reliable but not guaranteed.