$599,000
About this home
63 ft+ of Prime Oneida Lake Waterfront on a 1.5 Acre Lot?! Rarely does a property like this come to market. This 4-bedroom, 3-bathroom home with garage loft apartment offers not only comfort and charm, but also incredible flexibility to grow with your needs. Throughout the home, original hickory floors complement the rich wood trim, French glass doors, and beautifully crafted oak pocket doors. Two formal front sitting rooms, a classic billiard room, an elegant dining room, an updated kitchen, and a sun-drenched sunroom on the first floor- offer versatile areas for first floor bedrooms or entertainment needs! Dual staircases provide access to the second level, where the primary suite awaits—featuring a private ensuite bath and the potential for a second-story terrace to take in breathtaking waterfront views. Three additional bedrooms share a full bathroom, with access to a walk-up attic offering endless possibilities for expansion. Outside, the remarkable 40x40 six-bay garage features 12 ft ceilings, (4) enlarged overhead doors and is fully equipped with electric, gas, water, and heat—perfect for year-round use. Above, a newly remodeled loft apartment boasts a full kitchen with stainless steel appliances, bedroom, bathroom with washer/dryer, and access to a private deck overlooking the lake- perfect for guests, extended family, or potential rental income. The property itself is a true sanctuary, featuring a private fenced-in area, fruit trees, garden, a pond with fish, and electricity extending to the water’s edge. A solid concrete seawall protects the 63 ft of owned shoreline, and with 50+ feet of private dock included, you’ll have the perfect spot to enjoy all that Oneida Lake has to offer. Billington Bay is rich in history and known for its sandy bottom, fishing opportunities and stunning sunsets! Experience waterfront living on NY’s Largest Lake!
Affordability — calculate your monthly payment
Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.
- Real estate (PITI + HOA + PMI)
- $6,298
- Utilities
- $2,058
- Transportation
- $0
- Other (entertainment)
- $140
Quick facts
At a glance
Home features
Lot features
IrregularLot, ResidentialLot
Neighborhood — 13030
| Metric | This ZIP | County | USA |
|---|---|---|---|
| Population | 2,837 | 19,351,094 | 299,088,112 |
| Population Change Since1990 | 0.00% | 8.00% | 20.00% |
| Population Density | 260 | 395 | — |
| Male | 1,452 | 9,381,926 | 147,432,321 |
| Female | 1,385 | 9,969,168 | 151,655,844 |
| Never Married | 500 | 4,946,391 | 63,775,926 |
| Married | 1,345 | 7,166,701 | 123,120,365 |
| Separated | 84 | 1,159,673 | 12,639,686 |
| Widowed | 167 | 1,110,245 | 15,467,586 |
| Divorced | 219 | 1,210,448 | 23,075,029 |
| Number Of House Hold | 1,083 | 7,102,016 | 111,826,380 |
| Average House Hold Size | 2.62 | 2.64 | 2.60 |
| Medial Age | 39.51 | 36.53 | 35.46 |
| Median House Hold Income | $52,387 | $49,847 | $48,276 |
| Average House Hold Income | $53,718 | $70,032 | $63,629 |
| P C I | $20,507 | $26,569 | $24,529 |
| M D I | $44,193 | $42,210 | $41,133 |
| A T H E | $45,885 | $54,185 | $50,898 |
| S T R | 8.00% | 4.00% | — |
| W C J | 68.17% | 81.55% | 77.74% |
Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.
Map & walkability
Open in Google Maps →Listing information last refreshed 6/17/2025. Provided courtesy of Hunt Real Estate ERA via Buffalo MLS. Information deemed reliable but not guaranteed.