CCertihomes
106 Cottage Street, Rochester, NY 14608

$550,000

2 beds 1 baths 1,036 sqft Built 19007 days on marketActive

About this home

Investor Opportunity! Rare package of four single-family homes—182, 102, 106, and 120 Cottage Street—being sold together and all located on the same street for easy management. Each property is tenant-occupied with current rental income, and all feature transferrable Certificates of Occupancy, offering a seamless transition for investors. Whether you're growing your portfolio or just getting started, this is a turnkey cash-flowing package you won't want to miss!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$4,725/mo

Real estate (PITI + HOA + PMI)
$4,398
Principal + interest$3,529
Property tax + insurance$663
PMI / 2nd mortgage$206
Utilities
$873
Heating + cooling$282
Internet + TV + phone$143
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$143
$4,725/mo TLC
Budget$5,225/mo
Remaining after TLC$500/mo
Purchase price
$550,000
Down payment
$27,500 (5%)
Loan amount
$522,500
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
HistoricAntique
Year built
1900
Lot size
0.04 ac
Stories
2
Heating
Gas, ForcedAir
Cooling
Water
Connected, Public
HOA
Annual tax
$1,559
MLS #
R1615102
County
Monroe

At a glance

Basement

Home features

Appliances
ElectricOvenElectricRangeGasWaterHeaterRefrigerator
Interior
CeilingFansEatInKitchenLivingDiningRoomOtherSeeRemarks
Exterior
FullyFenced
Parking
NoGarageNoDriveway
Flooring
Carpet, Laminate, Tile, Varies
Roof
Asphalt
Sewer
Connected

Lot features

NearPublicTransit, Rectangular, RectangularLot, ResidentialLot

Neighborhood — 14608

MetricThis ZIPCountyUSA
Population13,50319,351,094299,088,112
Population Change Since1990-12.00%8.00%20.00%
Population Density7,323395
Male6,3909,381,926147,432,321
Female7,1139,969,168151,655,844
Never Married4,8804,946,39163,775,926
Married1,9957,166,701123,120,365
Separated1,1731,159,67312,639,686
Widowed7621,110,24515,467,586
Divorced1,3181,210,44823,075,029
Number Of House Hold5,6057,102,016111,826,380
Average House Hold Size2.382.642.60
Medial Age29.7136.5335.46
Median House Hold Income$21,818$49,847$48,276
Average House Hold Income$36,278$70,032$63,629
P C I$15,943$26,569$24,529
M D I$20,273$42,210$41,133
A T H E$35,587$54,185$50,898
S T R8.00%4.00%
W C J83.53%81.55%77.74%
(Zip) Code
14608

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 6/17/2025. Provided courtesy of Revolution Real Estate via Buffalo MLS. Information deemed reliable but not guaranteed.