$265,000
About this home
Nestled just steps from beautiful, spring-fed Oquaga Lake, 414 Oquaga Lake Road in Deposit, NY, offers the perfect blend of year-round comfort and tranquil lake life. This 3-bedroom, 2-bath contemporary home sits on a manageable 0.31-acre lot and features 1, 950 square feet of light-filled living space. Built in 1984, the home boasts dramatic cathedral ceilings with exposed wooden beams, wood floors, and an open-concept main level with a cozy woodstove. The upper-level primary suite offers a spacious retreat complete with a jetted tub. Enjoy the outdoors from the full-width front deck or take advantage of the rare **deeded lake access** just across the quiet, town-maintained road—ideal for swimming, boating, or simply relaxing by the water. With modern comforts like on-demand hot water, ceiling fans through-out, this property is suited for both weekend escapes and full-time living. The exterior of the home blends naturally into its peaceful setting with large porch, natural stones, and wildflowers. Located in a quiet lakefront community with mature landscaping and easy upkeep, this home is a rare find—offering timeless charm, modern features, and an unbeatable location near the water. Whether you're looking for a serene getaway or a full-time residence in the Catskills, this property delivers the lifestyle you've been dreaming of. Property is tenant-occupied—please respect privacy. Do not drive up or approach without a scheduled appointment.
Affordability — calculate your monthly payment
Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.
- Real estate (PITI + HOA + PMI)
- $2,609
- Utilities
- $1,266
- Transportation
- $0
- Other (entertainment)
- $130
Quick facts
Home features
Lot features
IrregularLot, Other, SeeRemarks
Neighborhood — 13754
| Metric | This ZIP | County | USA |
|---|---|---|---|
| Population | 1,833 | 19,351,094 | 299,088,112 |
| Population Change Since1990 | -9.00% | 8.00% | 20.00% |
| Population Density | 22 | 395 | — |
| Male | 915 | 9,381,926 | 147,432,321 |
| Female | 918 | 9,969,168 | 151,655,844 |
| Never Married | 331 | 4,946,391 | 63,775,926 |
| Married | 844 | 7,166,701 | 123,120,365 |
| Separated | 52 | 1,159,673 | 12,639,686 |
| Widowed | 154 | 1,110,245 | 15,467,586 |
| Divorced | 111 | 1,210,448 | 23,075,029 |
| Number Of House Hold | 696 | 7,102,016 | 111,826,380 |
| Average House Hold Size | 2.63 | 2.64 | 2.60 |
| Medial Age | 40.92 | 36.53 | 35.46 |
| Median House Hold Income | $35,640 | $49,847 | $48,276 |
| Average House Hold Income | $44,774 | $70,032 | $63,629 |
| P C I | $17,014 | $26,569 | $24,529 |
| M D I | $31,599 | $42,210 | $41,133 |
| A T H E | $40,704 | $54,185 | $50,898 |
| S T R | 8.00% | 4.00% | — |
| W C J | 80.00% | 81.55% | 77.74% |
Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.
Map & walkability
Open in Google Maps →Listing information last refreshed 6/17/2025. Provided courtesy of Keller Williams Upstate NY Properties via Buffalo MLS. Information deemed reliable but not guaranteed.