CCertihomes
22 Bugbee Road, Oneonta, NY 13820

$395,000

3 beds 3 baths 2,321 sqft Built 197849 days on marketActive

About this home

Welcome to 22 Bugbee Rd in Oneonta—a truly special Cape Cod-style home bursting with charm, thoughtful updates, and modern comforts! Enjoy brand-new hardwood flooring throughout the living room and all three spacious bedrooms, creating a warm and inviting atmosphere. The kitchen features modern appliances, making both daily living and entertaining a pleasure. Off the kitchen is a half bath and functional breezeway mudroom for additional storage and day to day function. Relax in the sunny main living area with its cozy fireplace, or unwind in the bright breakfast/sunroom—perfect for morning coffee or casual gatherings. Enjoy one floor living with the first-floor primary bedroom and en-suite, and two generous upstairs bedrooms offer wonderful versatility, whether you’re welcoming guests, working from home, or simply enjoying your beautiful space. Outside, a tidy landscaped backyard and spacious deck provide the ideal setting for enjoying the outdoors, while the attached garage with EV charger provides added convenience. This home also includes central air, a water filtration system, and a radon mitigation system for worry-free living. With pride of ownership throughout and a location literally across the street from SUNY Oneonta and just minutes from Oneonta High School and everyday amenities, this home is comfortable, convenient, and ready to be yours!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$4,507/mo

Real estate (PITI + HOA + PMI)
$3,774
Principal + interest$2,534
Property tax + insurance$1,092
PMI / 2nd mortgage$148
Utilities
$1,579
Heating + cooling$640
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$4,507/mo TLC
Budget$5,007/mo
Remaining after TLC$500/mo
Purchase price
$395,000
Down payment
$19,750 (5%)
Loan amount
$375,250
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
CapeCod
Year built
1978
Lot size
0.31 ac
Stories
0
Heating
Gas, Baseboard
Cooling
CentralAir
Water
Connected, Public
HOA
Annual tax
$7,718
MLS #
R1615137
County
Otsego

At a glance

Air conditioning
Basement
Garage (2)

Home features

Appliances
DryerDishwasherElectricCooktopGasWaterHeaterRefrigeratorWasherWaterPurifierOwnedWaterSoftenerOwned
Interior
BreakfastAreaCeilingFansDiningAreaSeparateFormalLivingRoomSolidSurfaceCounters
Exterior
BlacktopDrivewayDeck
Parking
AttachedGarage
Flooring
Hardwood, Varies
Sewer
Connected

Lot features

Rectangular, RectangularLot, ResidentialLot

Neighborhood — 13820

MetricThis ZIPCountyUSA
Population21,50219,351,094299,088,112
Population Change Since1990-3.00%8.00%20.00%
Population Density222395
Male10,0039,381,926147,432,321
Female11,4999,969,168151,655,844
Never Married6,6924,946,39163,775,926
Married6,2407,166,701123,120,365
Separated3,4471,159,67312,639,686
Widowed1,2781,110,24515,467,586
Divorced1,3731,210,44823,075,029
Number Of House Hold6,7867,102,016111,826,380
Average House Hold Size2.412.642.60
Medial Age27.7936.5335.46
Median House Hold Income$32,937$49,847$48,276
Average House Hold Income$44,031$70,032$63,629
P C I$15,440$26,569$24,529
M D I$29,234$42,210$41,133
A T H E$40,137$54,185$50,898
S T R8.00%4.00%
W C J81.17%81.55%77.74%
(Zip) Code
13820

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 6/17/2025. Provided courtesy of Oneonta Realty LLC via Buffalo MLS. Information deemed reliable but not guaranteed.