CCertihomes
38 Hemlock Lane, Erwin, NY 14870

$680,000

4 beds 4 baths 4,636 sqft Built 199261 days on marketActive

About this home

You won't want to miss checking out this gorgeous home! This is a custom built 4.5-bedroom home. The foyer is open with a vaulted ceiling which allows for great natural light to stream through! There are beautiful hardwood floors throughout the main and second floors! The den has a vaulted ceiling, fireplace, access to the backyard and deck. The sunroom is also open and has natural light windows and access to the backyard and deck, with a corner fireplace. The whole house has been freshly painted over the last couple of years. The kitchen is a working chef's kitchen with hi-end stainless steel appliances, granite countertops, a center island, a gas stove and lots of beautiful natural wood cabinetry. There is even a nice deep sink with endless hot water!! The 1st floor owner's suite is very large with a gas fireplace and a spacious bathroom featuring radiant heat flooring, granite countertops, jacuzzi soaking top, a large shower, and hi-end fixtures. A library was added to the owner’s suite for those quiet evenings of reading and relaxing. There are 3 more bedrooms upstairs – the Paris room with a jack-and-jill shared bath (fits a king size bed) adjacent to the Gray striped room, and the Teal room with its own private bath. All the bathrooms have granite countertops! There is a partially finished basement featuring a Theater room with an in-ceiling speaker system and connects to accommodate up to 11.2.6 Dolby Atmos speaker setup, along with a beautiful electric fireplace with remote. The game room is set up with 7.1 full surround, and speaker connections for the work-out room. Speaker connections are hard-wired and are labeled for usage. There is plenty of storage available in this home. Let's not forget the 2nd office with full Cat5e labeled network access points for surveillance and wireless access points. Automated switches can be used with Alexa and most hubs. There is so much to see!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$7,969/mo

Real estate (PITI + HOA + PMI)
$6,827
Principal + interest$4,363
Property tax + insurance$2,209
PMI / 2nd mortgage$255
Utilities
$2,611
Heating + cooling$1,156
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$7,969/mo TLC
Budget$8,469/mo
Remaining after TLC$500/mo
Purchase price
$680,000
Down payment
$34,000 (5%)
Loan amount
$646,000
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Contemporary, TwoStory
Year built
1992
Lot size
0.77 ac
Stories
0
Heating
Gas, Zoned, ForcedAir, Radiant
Cooling
Zoned, CentralAir
Water
NotConnected, Public, Well
HOA
Annual tax
$16,891
MLS #
R1615234
County
Steuben

At a glance

Air conditioning
Basement
Garage (2)

Home features

Appliances
DoubleOvenDryerDishwasherExhaustFanGasCooktopDisposalGasWaterHeaterMicrowaveRefrigeratorRangeHoodWasher
Interior
BreakfastBarCeilingFansCathedralCeilingsSeparateFormalDiningRoomGraniteCountersLibrarySlidingGlassDoorsSkylightsBarMainLevelPrimaryPrimarySuite
Exterior
BlacktopDrivewayDeck
Parking
AttachedGarageGarageDoorOpener
Flooring
CeramicTile, Hardwood, Varies
Roof
Shingle
Sewer
Connected

Lot features

IrregularLot, NearPublicTransit

Neighborhood — 14870

MetricThis ZIPCountyUSA
Population8,47219,351,094299,088,112
Population Change Since19901.00%8.00%20.00%
Population Density147395
Male4,0699,381,926147,432,321
Female4,4039,969,168151,655,844
Never Married1,4364,946,39163,775,926
Married3,7567,166,701123,120,365
Separated3511,159,67312,639,686
Widowed6211,110,24515,467,586
Divorced7391,210,44823,075,029
Number Of House Hold3,1867,102,016111,826,380
Average House Hold Size2.602.642.60
Medial Age39.6836.5335.46
Median House Hold Income$41,920$49,847$48,276
Average House Hold Income$54,225$70,032$63,629
P C I$21,327$26,569$24,529
M D I$36,428$42,210$41,133
A T H E$45,993$54,185$50,898
S T R8.00%4.00%
W C J74.04%81.55%77.74%
(Zip) Code
14870

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

Open in Google Maps →

Listing information last refreshed 6/17/2025. Provided courtesy of Warren Real Estate via Buffalo MLS. Information deemed reliable but not guaranteed.