CCertihomes
732 Leray Street, Watertown City, NY 13601

$119,900

3 beds 2 baths 1,440 sqft Built 186048 days on marketActive

About this home

Charming & Affordable 3 Bed, 1.5 Bath Brick Home with Spacious Yard! Welcome to your new home! This affordable 3-bedroom, 1.5-bath brick home combines comfort, convenience, and value. Perfectly situated on a large, beautifully maintained yard, there’s plenty of room for gatherings, gardening, or relaxing in your own outdoor oasis. Inside, you’ll find a functional floor plan featuring three spacious bedrooms, a cozy living area, and a bright kitchen ready for your personal touch. The half bath adds extra convenience for guests. Location made easy! This home offers easy access to schools, shopping, and local amenities. Whether you’re a first-time buyer, downsizing, or investing, this property is a great opportunity you don’t want to miss! Schedule your showing today—this gem won’t last long! ***Interior I has been freshly painted!***

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$1,772/mo

Real estate (PITI + HOA + PMI)
$1,167
Principal + interest$769
Property tax + insurance$353
PMI / 2nd mortgage$45
Utilities
$1,117
Heating + cooling$409
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$1,772/mo TLC
Budget$5,000/mo
Remaining after TLC$3,228/mo
Purchase price
$119,900
Down payment
$5,995 (5%)
Loan amount
$113,905
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
TwoStory
Year built
1860
Lot size
0.1789 ac
Stories
2
Heating
Gas, ForcedAir
Cooling
Water
Connected, Public
HOA
Annual tax
$2,222
MLS #
S1616101
County
Jefferson

At a glance

Basement

Home features

Appliances
DishwasherElectricWaterHeaterFreeStandingRangeOvenRefrigerator
Interior
SeparateFormalDiningRoomEatInKitchen
Exterior
BlacktopDriveway
Parking
NoGarage
Flooring
Carpet, Varies, Vinyl
Sewer
Connected

Lot features

Rectangular, RectangularLot, ResidentialLot

Neighborhood — 13601

MetricThis ZIPCountyUSA
Population32,79219,351,094299,088,112
Population Change Since1990-7.00%8.00%20.00%
Population Density245395
Male15,6559,381,926147,432,321
Female17,1379,969,168151,655,844
Never Married6,6714,946,39163,775,926
Married12,6197,166,701123,120,365
Separated1,7431,159,67312,639,686
Widowed2,0091,110,24515,467,586
Divorced2,7791,210,44823,075,029
Number Of House Hold12,4717,102,016111,826,380
Average House Hold Size2.532.642.60
Medial Age34.0536.5335.46
Median House Hold Income$33,861$49,847$48,276
Average House Hold Income$44,637$70,032$63,629
P C I$17,680$26,569$24,529
M D I$29,953$42,210$41,133
A T H E$40,488$54,185$50,898
S T R7.75%4.00%
W C J80.27%81.55%77.74%
(Zip) Code
13601

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 6/18/2025. Provided courtesy of NNY Homes Inc via Buffalo MLS. Information deemed reliable but not guaranteed.