CCertihomes
6938 Klock Road, Lyme, NY 13693

$925,000

3 beds 2 baths 2,256 sqft Built 20119 days on marketActive

About this home

Welcome to this one-of-a-kind waterfront craftsman masterpiece, privately located on Klock Road. This custom-built home offers exceptional quality, thoughtful design, and 75 feet of stunning waterfront on a peaceful shoreline. Built in 2011 with a major addition completed in 2020, this property is a rare combination of luxury, functionality, and beauty. The main home features 2256 sq ft, with the extra sq footage coming from the loft space, 3 bedrooms and 2 full bathrooms. The main level offers two spacious bedrooms with elegant finishes and a full bathroom and tiled walk-in shower. The heart of the home includes a living room with stunning water views and a beautifully finished kitchen, built-in shelving, and high-end appliances. The large family room addition is a true showstopper—complete with a real stone fireplace, in-floor heat powered by a propane-fired boiler, a mini-split for independent heating and cooling. Upstairs, the loft offers a third bedroom, full bath, and flexible space currently used as an office and sitting area, with access from both the front and rear of the home. Stonework leading to the water, a private dock (best suited for pontoons), and a 2022 built screened gazebo. Additional features include a propane hot air furnace with central air, extensive water treatment system with UV light, in-floor heating, a hard-wired surround sound system, the basement is dry year-round. Also includes multiple outbuildings that are ideal for work, hobbies, or additional storage: 40x60 Amish-built garage/shop only 5 years old with steel roof/siding, 3 bays, full insulation, plywood interior walls, LED lighting, solar panels that offset nearly 95% of annual electric costs, a full 16x60 upper storage area with elevator access, propane heat, water and electric, and a dedicated woodworking shop. 24x30 garage insulated with pine walls, used for parking and storage. 12x20 she-shed with metal roof, and insulated pine interior. Wood shed, garden storage. The wrap-around deck with composite wood with 2024 upgrades adds fantastic entertaining space. This is the total package-custom craftsmanship, energy efficiency, & waterfront beauty. Call today!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrJumbo at 4% APR.

Your estimated payment
$6,326/mo

Real estate (PITI + HOA + PMI)
$5,898
Principal + interest$4,195
Property tax + insurance$1,356
PMI / 2nd mortgage$347
Utilities
$1,370
Heating + cooling$537
Internet + TV + phone$130
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$130
$6,326/mo TLC
Budget$6,826/mo
Remaining after TLC$500/mo
Purchase price
$925,000
Down payment
$46,250 (5%)
Loan amount
$878,750
APR
4%

Quick facts

Type
SingleFamilyResidence
Style
CapeCod, Craftsman
Year built
2011
Lot size
1.36 ac
Stories
2
Heating
Ductless, HeatPump, Propane, Other, SeeRemarks, Zoned, Baseboard, ForcedAir, Radiant, Wood
Cooling
Ductless, HeatPump, Zoned, CentralAir
Water
Well
HOA
Annual tax
$5,243
MLS #
S1614279
County
Jefferson

At a glance

Air conditioning
Fireplace
Basement
Garage (5)
Waterfront

Home features

Appliances
DishwasherElectricOvenElectricRangeElectricWaterHeaterMicrowaveRefrigeratorWaterPurifierOwned
Interior
CeilingFansCathedralCeilingsSeparateFormalDiningRoomEntranceFoyerEatInKitchenSeparateFormalLivingRoomGreatRoomHomeOfficeKitchenIslandKitchenFamilyRoomComboLivingDiningRoomOtherSeeRemarksSlidingGlassDoorsBedroomOnMainLevelLoftWorkshop
Exterior
AwningsDeckDockFullyFencedGravelDrivewayPlayStructurePatioSeeRemarksPropaneTankLeased
Parking
DetachedGarage
Flooring
Hardwood, Tile, Varies
Sewer
SepticTank

Lot features

IrregularLot

Neighborhood — 13693

MetricThis ZIPCountyUSA
Population1,20619,351,094299,088,112
Population Change Since199022.00%8.00%20.00%
Population Density63395
Male5759,381,926147,432,321
Female6319,969,168151,655,844
Never Married1974,946,39163,775,926
Married5837,166,701123,120,365
Separated461,159,67312,639,686
Widowed881,110,24515,467,586
Divorced1071,210,44823,075,029
Number Of House Hold4937,102,016111,826,380
Average House Hold Size2.442.642.60
Medial Age46.6236.5335.46
Median House Hold Income$40,384$49,847$48,276
Average House Hold Income$45,742$70,032$63,629
P C I$18,699$26,569$24,529
M D I$35,068$42,210$41,133
A T H E$41,256$54,185$50,898
S T R7.75%4.00%
W C J81.12%81.55%77.74%
(Zip) Code
13693

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 6/18/2025. Provided courtesy of Keller Williams Northern New York via Buffalo MLS. Information deemed reliable but not guaranteed.