CCertihomes
304 Mullin Street, Watertown-City, NY 13601

$230,000

5 beds 4 baths 2,350 sqft Built 19304 days on marketActive

About this home

Income producing 2 Family Duplex newly upgraded with vinyl siding and new roof. Currently both units are rented.. producing a rental income of $2250 per month. Apartment 1- with entrance on Mullin St. is a 3 bedroom /1.5 bath unit that has had updates in the kitchen and the 1/2 first floor bath. Apartment 2 with entrance on Holcomb St. has 2 bedrooms and 1.5 baths with the primary bedroom being very large and spacious and large. Both units have stand up attics and full basements for utilities and plenty of storage space. Two car detached garage is an added bonus! Beautiful original moldings and ceiling trim in each with hardwood floors throughout... trademarks of homes built in this era. Conveniently located near hospital and stores. The seller is currently planning to have a few more repairs made, to include painting and facia repair, before any appraisals are done.. making this a perfect home for VA/FHA/or Conventional financing options. This is a Perfect opportunity to own an Investment property.. or an opportunity to live in one side and rent the other to help with mortgage costs.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$2,939/mo

Real estate (PITI + HOA + PMI)
$2,138
Principal + interest$1,476
Property tax + insurance$576
PMI / 2nd mortgage$86
Utilities
$1,591
Heating + cooling$646
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$2,939/mo TLC
Budget$5,000/mo
Remaining after TLC$2,061/mo
Purchase price
$230,000
Down payment
$11,500 (5%)
Loan amount
$218,500
APR
7.15%

Quick facts

Type
Duplex
Style
Duplex
Year built
1930
Lot size
0.1059 ac
Stories
2
Heating
Gas, ForcedAir
Cooling
Water
Connected, Public
HOA
Annual tax
$3,270
MLS #
S1615841
County
Jefferson

At a glance

Basement
Garage (2)

Home features

Appliances
ElectricWaterHeater
Interior
StorageNaturalWoodwork
Exterior
PrivateYardSeeRemarks
Parking
CommonGarageTwoOrMoreSpacesGarageDoorOpener
Flooring
Hardwood, Varies, Vinyl
Roof
Shingle
Sewer
Connected

Lot features

CornerLot, NearPublicTransit, Rectangular, RectangularLot, ResidentialLot

Neighborhood — 13601

MetricThis ZIPCountyUSA
Population32,79219,351,094299,088,112
Population Change Since1990-7.00%8.00%20.00%
Population Density245395
Male15,6559,381,926147,432,321
Female17,1379,969,168151,655,844
Never Married6,6714,946,39163,775,926
Married12,6197,166,701123,120,365
Separated1,7431,159,67312,639,686
Widowed2,0091,110,24515,467,586
Divorced2,7791,210,44823,075,029
Number Of House Hold12,4717,102,016111,826,380
Average House Hold Size2.532.642.60
Medial Age34.0536.5335.46
Median House Hold Income$33,861$49,847$48,276
Average House Hold Income$44,637$70,032$63,629
P C I$17,680$26,569$24,529
M D I$29,953$42,210$41,133
A T H E$40,488$54,185$50,898
S T R7.75%4.00%
W C J80.27%81.55%77.74%
(Zip) Code
13601

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

Open in Google Maps →

Listing information last refreshed 6/18/2025. Provided courtesy of Bridgeview Real Estate via Buffalo MLS. Information deemed reliable but not guaranteed.