CCertihomes
204 Owego Street, Montour, NY 14865

$140,000

6 beds 2 baths 2,616 sqft Built 186034 days on marketActive

About this home

Here is your chance to own a rental in Montour Falls. Currently occupied. Steady income. The tenant on the right side has been there for 13 years and has beautifully sculptured the entire garden areas throughout the exterior property over her occupance to enhance the property value. New furnace, and Hot waters are newer. Each unit has its own furnace, hot water heater and electric meter. Occupants pay for all utilities, electric, natural gas and the water and septic. Owner pays taxes and insurance. Come and take a look at this affordable income property and start creating your own income on rentals. Maintenance and upkeep have been done through ownership of this property. It just needs a new owner now.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$2,316/mo

Real estate (PITI + HOA + PMI)
$1,453
Principal + interest$898
Property tax + insurance$502
PMI / 2nd mortgage$53
Utilities
$1,649
Heating + cooling$675
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$2,316/mo TLC
Budget$5,000/mo
Remaining after TLC$2,684/mo
Purchase price
$140,000
Down payment
$7,000 (5%)
Loan amount
$133,000
APR
7.15%

Quick facts

Type
MultiFamily
Style
Year built
1860
Lot size
0.28 ac
Stories
2
Heating
Gas, ForcedAir
Cooling
Water
Connected, Public
HOA
Annual tax
MLS #
R1616315
County
Schuyler

At a glance

Basement

Home features

Appliances
GasWaterHeater
Interior
PullDownAtticStairs
Community
TrailsPaths
Parking
GravelTwoOrMoreSpaces
Flooring
Carpet, Hardwood, Varies, Vinyl
Sewer
Connected

Lot features

IrregularLot

Neighborhood — 14865

MetricThis ZIPCountyUSA
Population3,15019,351,094299,088,112
Population Change Since19900.00%8.00%20.00%
Population Density150395
Male1,5379,381,926147,432,321
Female1,6139,969,168151,655,844
Never Married6334,946,39163,775,926
Married1,3387,166,701123,120,365
Separated1221,159,67312,639,686
Widowed2341,110,24515,467,586
Divorced3111,210,44823,075,029
Number Of House Hold1,2457,102,016111,826,380
Average House Hold Size2.492.642.60
Medial Age41.1536.5335.46
Median House Hold Income$40,468$49,847$48,276
Average House Hold Income$48,177$70,032$63,629
P C I$19,465$26,569$24,529
M D I$35,341$42,210$41,133
A T H E$42,671$54,185$50,898
S T R8.00%4.00%
W C J83.94%81.55%77.74%
(Zip) Code
14865

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 6/18/2025. Provided courtesy of Laurel Management, Inc. via Buffalo MLS. Information deemed reliable but not guaranteed.