CCertihomes
7460 State Highway 29, Oppenheim, NY 13329

$120,000

3 beds 1 baths 1,224 sqft Built 200451 days on marketActive

About this home

Tucked away in a peaceful country setting, 7460 State Route 20 is a delightful 3-bedroom, 1-bath home sitting on a generous 0.76-acre lot. With a beautiful natural backdrop and thoughtful outdoor spaces, this property offers the perfect combination of cozy living and serene surroundings. The home welcomes you with a spacious, wrap-around deck ideal for enjoying your morning coffee, entertaining friends, or simply unwinding while listening to the sounds of nature. The deck overlooks the property’s tree-lined yard and provides plenty of space for outdoor dining, grilling, or relaxing in the sun. Inside, the home features a comfortable and functional layout with bright living areas and an easy flow between rooms. The kitchen offers good cabinet space and a connection to the main living area, making it easy to cook while staying connected to guests or family. The full bathroom is clean and efficient, and both bedrooms provide peaceful retreats with natural light and views of the surrounding land. The current homeowners are also offering buyers a $1, 000 credit towards a professional deep clean of the property! One of the standout features of the property is the gentle creek that winds through the lot, adding a peaceful, storybook quality to the setting. It brings a sense of calm and offers a great natural element for those who enjoy wildlife, gardening, or simply relaxing near the water. Two outdoor sheds are included, offering great storage for tools, lawn equipment, seasonal gear, or even a small workshop or hobby space. The lot provides just enough space for gardening, playing, or simply enjoying the open air without being overwhelming to maintain. Whether you're looking to downsize, buy your first home, or find a weekend getaway surrounded by nature, 7460 State Route 20 offers comfort, charm, and outdoor living in one affordable and easy-to-manage package. Located just a short drive from local towns, services, and major routes, you’ll enjoy the best of both rural peace and modern conveniences! *BEING SOLD AS IS*

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$1,677/mo

Real estate (PITI + HOA + PMI)
$1,160
Principal + interest$770
Property tax + insurance$345
PMI / 2nd mortgage$45
Utilities
$936
Heating + cooling$316
Internet + TV + phone$138
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$138
$1,677/mo TLC
Budget$5,000/mo
Remaining after TLC$3,323/mo
Purchase price
$120,000
Down payment
$6,000 (5%)
Loan amount
$114,000
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Ranch
Year built
2004
Lot size
0.76 ac
Stories
1
Heating
Oil, ForcedAir
Cooling
Water
Well
HOA
Annual tax
$2,236
MLS #
S1616266
County
Fulton

At a glance

Fireplace

Home features

Appliances
DishwasherElectricWaterHeaterFreeStandingRangeOvenRefrigerator
Interior
EatInKitchenSeparateFormalLivingRoomSlidingGlassDoors
Exterior
DirtDrivewayDeck
Parking
NoGarage
Flooring
Carpet, Tile, Varies
Roof
Metal
Sewer
SepticTank

Lot features

Rectangular, RectangularLot, RuralLot

Neighborhood — 13329

MetricThis ZIPCountyUSA
Population4,78819,351,094299,088,112
Population Change Since1990-9.00%8.00%20.00%
Population Density83395
Male2,3849,381,926147,432,321
Female2,4049,969,168151,655,844
Never Married9864,946,39163,775,926
Married2,1287,166,701123,120,365
Separated1551,159,67312,639,686
Widowed3471,110,24515,467,586
Divorced3241,210,44823,075,029
Number Of House Hold1,7817,102,016111,826,380
Average House Hold Size2.662.642.60
Medial Age39.2936.5335.46
Median House Hold Income$35,118$49,847$48,276
Average House Hold Income$38,717$70,032$63,629
P C I$14,575$26,569$24,529
M D I$31,195$42,210$41,133
A T H E$37,121$54,185$50,898
S T R8.00%4.00%
W C J70.24%81.55%77.74%
(Zip) Code
13329

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 6/18/2025. Provided courtesy of River Hills Properties LLC Lf via Buffalo MLS. Information deemed reliable but not guaranteed.