CCertihomes
109 Unadilla Trail Road, Pittsfield, NY 13411

$299,999

2 beds 2 baths 1,400 sqft Built 20216 days on marketActive

About this home

Welcome to 109 Unadilla Trail—your dreamy lake getaway! This gorgeous home brings together cozy comfort and natural beauty, with 2 generous sized bedrooms, 2 full bathrooms, and plenty of room to enjoy lake life all year round. Inside, you’ll find a bright, open layout with sleek quartz countertops, a convenient first-floor primary bedroom, and laundry right where you need it. One of the coolest features? A stunning cathedral ceiling with rustic barnwood from the original cabin, plus a charming refurbished stove in the kitchen that still works like a charm. Upstairs, there’s a spacious loft with big closets and another full bath—perfect for guests or turning into your own hangout spot. Step outside and take in the peaceful views from the covered porch or patio—ideal for morning coffee or evening chats. And yes, you’ve got beach access and water rights, so lake days are totally in the cards. There’s also a camper hookup (electric and septic), a carport, CENTRAL AC, all-new appliances, a new well and furnace, a whole house GENERATOR, a whole-house AIR EXCHANGE system (you will have comfort knowing you are breathing clean air all day long), and a dry full basement for tons of storage. Whether you’re looking for a smart investment or your own slice of paradise, this place has it all. Come check it out—you’ll fall in love.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$3,140/mo

Real estate (PITI + HOA + PMI)
$2,662
Principal + interest$1,925
Property tax + insurance$621
HOA$3
PMI / 2nd mortgage$113
Utilities
$1,000
Heating + cooling$348
Internet + TV + phone$138
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$138
$3,140/mo TLC
Budget$5,000/mo
Remaining after TLC$1,860/mo
Purchase price
$299,999
Down payment
$15,000 (5%)
Loan amount
$284,999
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
TwoStory
Year built
2021
Lot size
0.13 ac
Stories
2
Heating
Propane, ForcedAir
Cooling
CentralAir
Water
Well
HOA
$40 / Annually
Annual tax
$3,500
MLS #
R1616369
County
Otsego

At a glance

Air conditioning
Basement
Garage (2)

Home features

Appliances
DryerDishwasherGasOvenGasRangeGasWaterHeaterMicrowaveRefrigeratorSeeRemarksWasher
Interior
CeilingFansCathedralCeilingsKitchenIslandQuartzCountersNaturalWoodworkLoft
Exterior
GravelDrivewayPatioPropaneTankLeased
Parking
Carport
Flooring
Laminate, Tile, Varies
Roof
Metal
Sewer
SepticTank

Lot features

Rectangular, RectangularLot, ResidentialLot

Neighborhood — 13411

MetricThis ZIPCountyUSA
Population3,46219,351,094299,088,112
Population Change Since1990-6.00%8.00%20.00%
Population Density49395
Male1,6529,381,926147,432,321
Female1,8109,969,168151,655,844
Never Married6284,946,39163,775,926
Married1,5737,166,701123,120,365
Separated1441,159,67312,639,686
Widowed2211,110,24515,467,586
Divorced2721,210,44823,075,029
Number Of House Hold1,2467,102,016111,826,380
Average House Hold Size2.702.642.60
Medial Age39.6336.5335.46
Median House Hold Income$34,949$49,847$48,276
Average House Hold Income$44,952$70,032$63,629
P C I$16,904$26,569$24,529
M D I$30,986$42,210$41,133
A T H E$40,783$54,185$50,898
S T R8.00%4.00%
W C J79.80%81.55%77.74%
(Zip) Code
13411

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 6/18/2025. Provided courtesy of Coldwell Banker Timberland Properties via Buffalo MLS. Information deemed reliable but not guaranteed.