CCertihomes
1206 W Water Street, Elmira, NY 14905

$179,000

4 beds 2 baths 2,277 sqft Built 192042 days on marketActive

About this home

This beautifully updated two-story Colonial offers the perfect blend of classic charm and modern convenience. Featuring a recently renovated kitchen with brand-new cabinets, countertops, stainless steel appliances, flooring, fixtures, and lighting. Newer carpet in the third-floor bedroom and gleaming hardwood floors throughout the main levels add warmth and style. The main floor includes a spacious living room with a fireplace, a formal dining room, and a cozy den. A convenient quarter-bath is also located on the first floor. Upstairs, the full bathroom has been updated with a new vanity, toilet, fixtures, and wall finishes. The large primary bedroom includes an adjacent nursery or reading room. The finished third floor serves perfectly as a fourth bedroom. Additional features include a two-car detached garage with a small storage area, a partially fenced private yard, and central A/C. Located near Hendy School and Pirozollo Park, this home offers both comfort and convenience

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$2,616/mo

Real estate (PITI + HOA + PMI)
$1,846
Principal + interest$1,149
Property tax + insurance$630
PMI / 2nd mortgage$67
Utilities
$1,491
Heating + cooling$596
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$2,616/mo TLC
Budget$5,000/mo
Remaining after TLC$2,384/mo
Purchase price
$179,000
Down payment
$8,950 (5%)
Loan amount
$170,050
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Colonial
Year built
1920
Lot size
0.2953 ac
Stories
0
Heating
Gas, ForcedAir
Cooling
CentralAir
Water
Connected, Public
HOA
Annual tax
$4,499
MLS #
R1616003
County
Chemung

At a glance

Air conditioning
Fireplace
Basement
Garage (2)

Home features

Appliances
DishwasherExhaustFanElectricOvenElectricRangeGasWaterHeaterRefrigeratorRangeHood
Interior
AtticSeparateFormalDiningRoom
Exterior
BlacktopDriveway
Parking
DetachedGarage
Flooring
Hardwood, Laminate, Varies
Sewer
Connected

Lot features

Rectangular, RectangularLot

Neighborhood — 14905

MetricThis ZIPCountyUSA
Population7,44219,351,094299,088,112
Population Change Since1990-8.00%8.00%20.00%
Population Density1,735395
Male4,4329,381,926147,432,321
Female3,0119,969,168151,655,844
Never Married2,5364,946,39163,775,926
Married2,3397,166,701123,120,365
Separated5541,159,67312,639,686
Widowed4031,110,24515,467,586
Divorced5591,210,44823,075,029
Number Of House Hold2,2967,102,016111,826,380
Average House Hold Size2.432.642.60
Medial Age35.5336.5335.46
Median House Hold Income$44,817$49,847$48,276
Average House Hold Income$58,241$70,032$63,629
P C I$24,426$26,569$24,529
M D I$38,892$42,210$41,133
A T H E$48,308$54,185$50,898
S T R8.00%4.00%
W C J85.61%81.55%77.74%
(Zip) Code
14905

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 6/19/2025. Provided courtesy of Warren Real Estate via Buffalo MLS. Information deemed reliable but not guaranteed.