CCertihomes
7109 Spruce, Diana, NY 13648

$139,900

3 beds 2 baths 980 sqft Built 197045 days on marketActive

About this home

Here’s your opportunity to be at Lake Bonaparte, this three bedroom one bath Camp has enclosed side porch. Great lake access without having to pay lakefront taxes. The property also has a stone driveway on a private road. There is lake access only to the water. There is no area for a dock. However, there is great swimming and you are less than a quarter mile from the public boat launch for easy access putting your boat in and out on those gorgeous days, you wish to be on the water. The property could easily be converted to possibly be a year round home in the future. This property is being sold as is due to the fact the sellers are not local and lives out of the area.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$1,893/mo

Real estate (PITI + HOA + PMI)
$1,405
Principal + interest$898
Property tax + insurance$455
PMI / 2nd mortgage$52
Utilities
$897
Heating + cooling$299
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$1,893/mo TLC
Budget$5,000/mo
Remaining after TLC$3,107/mo
Purchase price
$139,900
Down payment
$6,995 (5%)
Loan amount
$132,905
APR
7.15%

Quick facts

Type
Cabin
Style
Cottage, TwoStory
Year built
1970
Lot size
0.1067 ac
Stories
0
Heating
None
Cooling
Water
Well
HOA
Annual tax
$3,480
MLS #
S1616832
County
Lewis

Home features

Appliances
ElectricWaterHeater
Interior
CountryKitchen
Exterior
GravelDriveway
Parking
NoGarage
Flooring
Hardwood, Varies, Vinyl
Roof
Metal
Sewer
SepticTank

Lot features

Other, Rectangular, RectangularLot, ResidentialLot, SeeRemarks, Level

Neighborhood — 13648

MetricThis ZIPCountyUSA
Population1,11419,351,094299,088,112
Population Change Since1990-4.00%8.00%20.00%
Population Density7395
Male5629,381,926147,432,321
Female5529,969,168151,655,844
Never Married1994,946,39163,775,926
Married5437,166,701123,120,365
Separated471,159,67312,639,686
Widowed771,110,24515,467,586
Divorced781,210,44823,075,029
Number Of House Hold4167,102,016111,826,380
Average House Hold Size2.612.642.60
Medial Age41.3236.5335.46
Median House Hold Income$34,558$49,847$48,276
Average House Hold Income$42,975$70,032$63,629
P C I$16,231$26,569$24,529
M D I$30,499$42,210$41,133
A T H E$39,655$54,185$50,898
S T R7.75%4.00%
W C J74.54%81.55%77.74%
(Zip) Code
13648

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 6/20/2025. Provided courtesy of Bridgeview Real Estate via Buffalo MLS. Information deemed reliable but not guaranteed.