CCertihomes
4924 Rt-28, Hartwick, NY 13348

$450,000

0 beds 0 baths 3,360 sqft Built 20153 days on marketActive

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$5,058/mo

Real estate (PITI + HOA + PMI)
$4,238
Principal + interest$2,887
Property tax + insurance$1,182
PMI / 2nd mortgage$169
Utilities
$1,801
Heating + cooling$754
Internet + TV + phone$127
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$127
$5,058/mo TLC
Budget$5,558/mo
Remaining after TLC$500/mo
Purchase price
$450,000
Down payment
$22,500 (5%)
Loan amount
$427,500
APR
7.15%

Quick facts

Type
RNT
Style
Year built
2015
Lot size
0.96 ac
Stories
1
Heating
Propane, Radiant
Cooling
Water
HOA
Annual tax
$7,668
MLS #
R1613866
County
Otsego

Home features

Exterior
PropaneTankLeased
Roof
Metal
Sewer
SepticTank

Lot features

Rectangular, RectangularLot

Neighborhood — 13348

MetricThis ZIPCountyUSA
Population1,14919,351,094299,088,112
Population Change Since19903.00%8.00%20.00%
Population Density32395
Male5719,381,926147,432,321
Female5779,969,168151,655,844
Never Married2184,946,39163,775,926
Married5407,166,701123,120,365
Separated181,159,67312,639,686
Widowed751,110,24515,467,586
Divorced1101,210,44823,075,029
Number Of House Hold4407,102,016111,826,380
Average House Hold Size2.612.642.60
Medial Age41.3236.5335.46
Median House Hold Income$35,760$49,847$48,276
Average House Hold Income$57,353$70,032$63,629
P C I$21,971$26,569$24,529
M D I$31,817$42,210$41,133
A T H E$47,970$54,185$50,898
S T R8.00%4.00%
W C J78.79%81.55%77.74%
(Zip) Code
13348

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 6/20/2025. Provided courtesy of Frank Lumia Real Estate Plus!, LLC via Buffalo MLS. Information deemed reliable but not guaranteed.