CCertihomes
435 South Ave, Rochester, NY 14620

$440,000

0 beds 0 baths 4,608 sqft Built 19000 days on marketActive

About this home

Fantastic mixed-use property in the South Wedge. 5 Total leases, 3 residential units and 2 commerical units, no vacancies, great cash-flow and an even better location. Gross Rent = $6, 025/month. Shop Smart = $2, 050, Shop Smart Extension = $1, 300, Res 1 = $900, Res 2 = $875, Res 3 = $900. All paid and current on rents.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$5,627/mo

Real estate (PITI + HOA + PMI)
$4,415
Principal + interest$2,823
Property tax + insurance$1,427
PMI / 2nd mortgage$165
Utilities
$2,561
Heating + cooling$1,126
Internet + TV + phone$143
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$143
$5,627/mo TLC
Budget$6,127/mo
Remaining after TLC$500/mo
Purchase price
$440,000
Down payment
$22,000 (5%)
Loan amount
$418,000
APR
7.15%

Quick facts

Type
Office
Style
Year built
1900
Lot size
0.09 ac
Stories
2
Heating
Gas, SeparateMeters, Baseboard, ForcedAir
Cooling
SeparateMeters
Water
HOA
Annual tax
$10,092
MLS #
R1616694
County
Monroe

At a glance

Basement

Home features

Parking
Surfaced
Flooring
Hardwood, Linoleum, Varies, Vinyl
Roof
Flat, Membrane, Rubber
Sewer
PublicSewer

Lot features

Rectangular, RectangularLot

Neighborhood — 14620

MetricThis ZIPCountyUSA
Population24,26919,351,094299,088,112
Population Change Since1990-3.00%8.00%20.00%
Population Density5,251395
Male11,7099,381,926147,432,321
Female12,5619,969,168151,655,844
Never Married8,7074,946,39163,775,926
Married5,6987,166,701123,120,365
Separated2,5531,159,67312,639,686
Widowed1,9551,110,24515,467,586
Divorced2,1681,210,44823,075,029
Number Of House Hold10,7007,102,016111,826,380
Average House Hold Size1.972.642.60
Medial Age35.0836.5335.46
Median House Hold Income$34,185$49,847$48,276
Average House Hold Income$46,402$70,032$63,629
P C I$22,910$26,569$24,529
M D I$30,228$42,210$41,133
A T H E$41,560$54,185$50,898
S T R8.00%4.00%
W C J84.19%81.55%77.74%
(Zip) Code
14620

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 6/20/2025. Provided courtesy of Updegraff Group LLC via Buffalo MLS. Information deemed reliable but not guaranteed.