CCertihomes
78 Water Street, Lyons, NY 14489

$499,900

0 beds 0 baths 6,720 sqft Built 19000 days on marketActive

About this home

Investor Special in the Heart of Lyons! Attention investors, developers, and visionaries! This three-story boarding house located at 78–82 Water Street offers a rare opportunity to restore a historically utilized 12-room income property with additional office space on the lower level. Formerly fully occupied and income-producing, the building has been vacant for the past 4–6 months and is currently condemned, requiring updates to bring it back up to code. Located in the center of Lyons, just steps from Central Park, this property boasts excellent visibility, walkability, and proximity to local shops, government offices, and the Erie Canal. Once revitalized, it could serve as a multi-unit rental, boarding house, or even be reimagined into a live-work space or community housing project. With its size, location, and layout, this property has strong redevelopment potential—perfect for a buyer with a plan and the ability to breathe life back into a centrally located staple of the Lyons community.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$6,090/mo

Real estate (PITI + HOA + PMI)
$4,470
Principal + interest$3,208
Property tax + insurance$1,075
PMI / 2nd mortgage$187
Utilities
$3,431
Heating + cooling$1,566
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$6,090/mo TLC
Budget$6,590/mo
Remaining after TLC$500/mo
Purchase price
$499,900
Down payment
$24,995 (5%)
Loan amount
$474,905
APR
7.15%

Quick facts

Type
Commercial
Style
Year built
1900
Lot size
0.1 ac
Stories
3
Heating
Gas, Baseboard
Cooling
Water
Connected, Public
HOA
Annual tax
$4,167
MLS #
R1616831
County
Wayne

At a glance

Basement

Home features

Appliances
GasWaterHeaterSeeRemarks
Parking
TwoSpacesDrivewayNoGarage
Flooring
Hardwood, Laminate, Varies, Vinyl
Roof
Asphalt, Flat, Metal
Sewer
Connected

Lot features

Agricultural, IrregularLot

Neighborhood — 14489

MetricThis ZIPCountyUSA
Population11,86919,351,094299,088,112
Population Change Since1990-6.00%8.00%20.00%
Population Density176395
Male5,7899,381,926147,432,321
Female6,0819,969,168151,655,844
Never Married2,4364,946,39163,775,926
Married4,8087,166,701123,120,365
Separated6701,159,67312,639,686
Widowed6821,110,24515,467,586
Divorced1,0751,210,44823,075,029
Number Of House Hold4,2567,102,016111,826,380
Average House Hold Size2.722.642.60
Medial Age39.1836.5335.46
Median House Hold Income$44,144$49,847$48,276
Average House Hold Income$52,759$70,032$63,629
P C I$19,743$26,569$24,529
M D I$38,180$42,210$41,133
A T H E$45,187$54,185$50,898
S T R8.00%4.00%
W C J76.43%81.55%77.74%
(Zip) Code
14489

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 6/20/2025. Provided courtesy of Empire Realty Group via Buffalo MLS. Information deemed reliable but not guaranteed.

78 Water Street · Lyons — $499,900 · Certihomes