CCertihomes
1014 N Union Street, Olean, NY 14760

$45,000

2 beds 1 baths 1,224 sqft Built 191041 days on marketActive

About this home

This 2 bedroom 1 bath home in North Olean. This fixer-upper offers a solid layout just waiting for your personal touch. The home features a cozy living room combined with dining for the open feel when entertaining. Large kitchen with laundry and storage off the back. Insulate it and you could have a nice laundry area. With some TLC, this property could be transformed into a delightful residence or a great income-producing rental. Close to schools, shopping and dining. Bring your imagination and make this diamond in the rough shine again! Homeowner is selling home AS-Is.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$1,100/mo

Real estate (PITI + HOA + PMI)
$503
Principal + interest$289
Property tax + insurance$197
PMI / 2nd mortgage$17
Utilities
$1,045
Heating + cooling$373
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$1,100/mo TLC
Budget$5,000/mo
Remaining after TLC$3,900/mo
Purchase price
$45,000
Down payment
$2,250 (5%)
Loan amount
$42,750
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
HistoricAntique
Year built
1910
Lot size
0.0597 ac
Stories
2
Heating
Gas, SpaceHeater
Cooling
Water
Connected, Public
HOA
Annual tax
$1,257
MLS #
R1616875
County
Cattaraugus

At a glance

Basement

Home features

Appliances
AppliancesNegotiableElectricWaterHeater
Interior
SeparateFormalDiningRoomEatInKitchenSeparateFormalLivingRoomLivingDiningRoom
Parking
NoGarageNoDriveway
Flooring
Varies, Vinyl
Roof
Asphalt
Sewer
Connected

Lot features

Rectangular, RectangularLot, ResidentialLot

Neighborhood — 14760

MetricThis ZIPCountyUSA
Population18,73219,351,094299,088,112
Population Change Since1990-14.00%8.00%20.00%
Population Density294395
Male8,8619,381,926147,432,321
Female9,8719,969,168151,655,844
Never Married4,4284,946,39163,775,926
Married7,2587,166,701123,120,365
Separated1,0261,159,67312,639,686
Widowed1,3671,110,24515,467,586
Divorced1,4651,210,44823,075,029
Number Of House Hold7,0997,102,016111,826,380
Average House Hold Size2.442.642.60
Medial Age37.0536.5335.46
Median House Hold Income$35,386$49,847$48,276
Average House Hold Income$46,879$70,032$63,629
P C I$18,889$26,569$24,529
M D I$31,259$42,210$41,133
A T H E$41,723$54,185$50,898
S T R8.00%4.00%
W C J84.88%81.55%77.74%
(Zip) Code
14760

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 6/20/2025. Provided courtesy of Howard Hanna Professionals - Olean via Buffalo MLS. Information deemed reliable but not guaranteed.