CCertihomes
3755 State Highway 23, Oneonta, NY 13820

$627,000

4 beds 4 baths 3,828 sqft Built 198237 days on marketActive

About this home

Spacious Country Estate Just Minutes from Oneonta This 3, 800+ sq ft home on 9.59 level acres offers the perfect blend of comfort, nature, and versatility. Whether you're dreaming of a homestead, hobby farm, or peaceful retreat, this property is move-in ready and waiting. Inside, you'll find a grand cherry-trimmed foyer leading into a stunning great room with cathedral ceilings and a floor-to-ceiling brick pellet stove insert with ability to convert back to wood burning fireplace. The beautifully appointed kitchen features stainless steel appliances, Cambria quartz countertops, dovetail soft-close cabinetry, and hardwood flooring. With 4 bedrooms, 4 bathrooms, and a large entertainment room wired for sound, there’s room for everyone. An oversized mudroom connects to the attached two-car garage, providing ample storage and functionality. Flooring includes bamboo, oak, wood laminate, tile, and some carpet—quality finishes throughout. The property continues to impress outdoors: • 12x24 Grandio Summit greenhouse • Raised garden beds for vegetables or flowers • Two-stall horse barn with run-in shed – ideal for animals or workshop use • Wrap-around deck with beautiful country hillside views • 5-person Strong Spa hot tub overlooking a peaceful lily pond • Access to Harrison Creek – enjoy walking, wildlife watching, Private, scenic, and filled with opportunity — this is country living at its best. Don’t miss this rare opportunity!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$6,743/mo

Real estate (PITI + HOA + PMI)
$5,744
Principal + interest$4,023
Property tax + insurance$1,486
PMI / 2nd mortgage$235
Utilities
$2,285
Heating + cooling$993
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$6,743/mo TLC
Budget$7,243/mo
Remaining after TLC$500/mo
Purchase price
$627,000
Down payment
$31,350 (5%)
Loan amount
$595,650
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Contemporary
Year built
1982
Lot size
9.59 ac
Stories
0
Heating
Ductless, Oil, Wood, Baseboard, HotWater
Cooling
Ductless
Water
Well
HOA
Annual tax
$9,195
MLS #
R1612559
County
Otsego

At a glance

Air conditioning
Fireplace
Basement
Garage (2)
Waterfront

Home features

Appliances
DryerDishwasherElectricOvenElectricRangeMicrowaveOilWaterHeaterRefrigeratorWasherWaterPurifierOwnedWaterSoftenerOwned
Interior
CeilingFansCathedralCeilingsEntranceFoyerSeparateFormalLivingRoomHotTubSpaKitchenFamilyRoomComboPullDownAtticStairsSlidingGlassDoorsSkylightsBedroomOnMainLevelMainLevelPrimaryPrimarySuite
Exterior
DeckGravelDrivewayHotTubSpaPrivateYardSeeRemarks
Parking
AttachedGarageGarageDoorOpener
Flooring
Carpet, Hardwood, LuxuryVinyl, Tile, Varies
Roof
Asphalt
Sewer
SepticTank

Lot features

IrregularLot, Secluded

Schools

Middle
Other - See Remarks
High
Oneonta High

Neighborhood — 13820

MetricThis ZIPCountyUSA
Population21,50219,351,094299,088,112
Population Change Since1990-3.00%8.00%20.00%
Population Density222395
Male10,0039,381,926147,432,321
Female11,4999,969,168151,655,844
Never Married6,6924,946,39163,775,926
Married6,2407,166,701123,120,365
Separated3,4471,159,67312,639,686
Widowed1,2781,110,24515,467,586
Divorced1,3731,210,44823,075,029
Number Of House Hold6,7867,102,016111,826,380
Average House Hold Size2.412.642.60
Medial Age27.7936.5335.46
Median House Hold Income$32,937$49,847$48,276
Average House Hold Income$44,031$70,032$63,629
P C I$15,440$26,569$24,529
M D I$29,234$42,210$41,133
A T H E$40,137$54,185$50,898
S T R8.00%4.00%
W C J81.17%81.55%77.74%
(Zip) Code
13820

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 6/20/2025. Provided courtesy of Keller Williams Upstate NY Properties via Buffalo MLS. Information deemed reliable but not guaranteed.