CCertihomes
982 S Shore Drive, Hanover, NY 14081

$964,000

4 beds 4 baths 2,158 sqft Built 19360 days on marketActive

About this home

Welcome to your private beach paradise on the shores of Lake Erie, nestled in the heart of Sunset Bay, one of Western New York’s most sought-after beach communities. This stunning property boasts 40 ft wide +100+ feet deep of private, sandy beach, giving you your own slice of shoreline to enjoy sunsets & peaceful lakefront living year-round. This home features 3 spacious bedrooms, 2 full baths & 1 half bath (located off the garage, keeping sand off of your new LVT floors throughout the first floor.) A separate garage apartment offers additional 1 BR, full bath & living/kitchen area, ideal for guests, extended family, or rental income. Most contents in apartment are included. Both the main house & garage apartment include balconies overlooking the beach, providing breathtaking views & the ultimate indoor-outdoor lifestyle. Built with quality and longevity in mind, the home includes a durable metal roof (2024) and maintenance-free siding & decks. Use all that beautiful sunshine to lower your electric bill with installed solar panels (transferable lease). Newer windows have life-time transferable warranty. New front storm door, encapsulated crawl space & tankless HWT/boiler combo will keep you warm when it gets chilly. Wall mounted mini-split AC units (6 total) keep you cool on those hot days. Entertaining is a breeze with your large, open first floor, expansive outdoor patio, huge beach & large concrete driveway for your guests to park. Located just steps from the vibrant community center, you’ll find popular restaurants, local deli, and a nightclub featuring live entertainment & volleyball, all within easy walking distance. For boating enthusiasts, 3 marinas are just minutes away. Voted “Best Beach in WNY”, Sunset Bay combines a lively summer atmosphere with the tranquility of lakeside living. This is more than a home — it’s a lifestyle. Don’t miss your chance to own this exceptional Lake Erie retreat. Proof of funds or pre-approval must be submitted before showing will be confirmed. Showings for garage apartment can be seen from 11-2 on Saturdays only.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrJumbo at 4% APR.

Your estimated payment
$7,039/mo

Real estate (PITI + HOA + PMI)
$6,620
Principal + interest$4,372
Property tax + insurance$1,886
PMI / 2nd mortgage$362
Utilities
$1,379
Heating + cooling$540
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$7,039/mo TLC
Budget$7,539/mo
Remaining after TLC$500/mo
Purchase price
$964,000
Down payment
$48,200 (5%)
Loan amount
$915,800
APR
4%

Quick facts

Type
SingleFamilyResidence
Style
TwoStory
Year built
1936
Lot size
0.25 ac
Stories
2
Heating
Gas, Solar
Cooling
Zoned
Water
Connected, Public
HOA
Annual tax
$11,241
MLS #
B1616754
County
Chautauqua

At a glance

Garage (1)
Waterfront

Home features

Appliances
DryerDishwasherElectricOvenElectricRangeGasWaterHeaterRefrigerator
Interior
CeilingFansSeparateFormalLivingRoomLivingDiningRoomSlidingGlassDoorsSecondKitchenStorageNaturalWoodworkInLawFloorplan
Exterior
BalconyConcreteDrivewayDeck
Parking
AttachedGarageGarageDoorOpener
Flooring
Carpet, LuxuryVinyl, Varies
Roof
Metal
Sewer
Connected

Lot features

Other, Rectangular, RectangularLot, SeeRemarks

Neighborhood — 14081

MetricThis ZIPCountyUSA
Population4,64519,351,094299,088,112
Population Change Since19909.00%8.00%20.00%
Population Density114395
Male2,2009,381,926147,432,321
Female2,4459,969,168151,655,844
Never Married1,0214,946,39163,775,926
Married1,8097,166,701123,120,365
Separated1901,159,67312,639,686
Widowed3111,110,24515,467,586
Divorced3751,210,44823,075,029
Number Of House Hold1,6607,102,016111,826,380
Average House Hold Size2.712.642.60
Medial Age37.4636.5335.46
Median House Hold Income$41,733$49,847$48,276
Average House Hold Income$47,180$70,032$63,629
P C I$17,299$26,569$24,529
M D I$36,410$42,210$41,133
A T H E$42,084$54,185$50,898
S T R8.75%4.00%
W C J80.54%81.55%77.74%
(Zip) Code
14081

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 6/21/2025. Provided courtesy of Great Lakes Real Estate Inc. via Buffalo MLS. Information deemed reliable but not guaranteed.