CCertihomes
74 Hamlin Street, Cortland, NY 13045

$199,900

0 beds 0 baths 1,840 sqft Built 19720 days on marketActive

About this home

Welcome to 74 Hamlin Street, a versatile commercial property nestled in Cortland’s charming West End. This space, formerly home to a photography studio, offers endless possibilities for its next owner. With over 2, 000 square feet of flexible space, the interior can be easily customized to fit your vision, whether it’s a new photography studio, a podcasting hub, or even a cozy community cafe/bakery or market. Its prime location means you’re just steps away from the heart of the West End, making it easily accessible to local residents and visitors alike. Don’t miss out on this incredible opportunity to create something special in a space that’s full of potential!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$2,620/mo

Real estate (PITI + HOA + PMI)
$1,911
Principal + interest$1,283
Property tax + insurance$553
PMI / 2nd mortgage$75
Utilities
$1,380
Heating + cooling$538
Internet + TV + phone$138
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$138
$2,620/mo TLC
Budget$5,000/mo
Remaining after TLC$2,380/mo
Purchase price
$199,900
Down payment
$9,995 (5%)
Loan amount
$189,905
APR
7.15%

Quick facts

Type
Office
Style
Year built
1972
Lot size
0.0609 ac
Stories
1
Heating
Gas, ForcedAir
Cooling
CentralAir
Water
Public
HOA
Annual tax
$3,562
MLS #
S1616675
County
Cortland

At a glance

Air conditioning
Basement

Home features

Parking
OnSite
Roof
RolledHotMop
Sewer
PublicSewer

Lot features

Rectangular, RectangularLot

Neighborhood — 13045

MetricThis ZIPCountyUSA
Population28,78519,351,094299,088,112
Population Change Since1990-3.00%8.00%20.00%
Population Density273395
Male13,7149,381,926147,432,321
Female15,0709,969,168151,655,844
Never Married9,0554,946,39163,775,926
Married9,6337,166,701123,120,365
Separated1,8741,159,67312,639,686
Widowed1,7491,110,24515,467,586
Divorced2,1291,210,44823,075,029
Number Of House Hold10,1437,102,016111,826,380
Average House Hold Size2.512.642.60
Medial Age31.8336.5335.46
Median House Hold Income$34,625$49,847$48,276
Average House Hold Income$44,673$70,032$63,629
P C I$16,699$26,569$24,529
M D I$30,687$42,210$41,133
A T H E$40,548$54,185$50,898
S T R8.00%4.00%
W C J78.84%81.55%77.74%
(Zip) Code
13045

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 6/22/2025. Provided courtesy of Berkshire Hathaway HomeServices Heritage Realty via Buffalo MLS. Information deemed reliable but not guaranteed.