CCertihomes
Paynesville Hill Road, Independence, NY 14897

$162,900

1 beds 0 baths 440 sqft Built 19870 days on marketActive

About this home

This off-grid cabin with a trout stream is located on 48 acres in Whitesville NY, Allegany County. Tucked away in the hills of southern Allegany County, this 48-acre recreational property offers a secluded escape for outdoor enthusiasts. A private drive off the gravel road leads through the forest to an off-grid cabin, the perfect basecamp for hunting, fishing, and relaxing in nature. The land features a mix of hardwoods and scattered planted pines with diverse topography including gentle slopes and steeper ridges. A recent selective timber harvest has enhanced the trail system and opened the canopy, encouraging new growth and creating exceptional wildlife habitat. Two small meadows consisting of goldenrod provide open spaces ideal for food plots. Whether you're hunting deer and turkey or casting a line, this property has it all.  Cryder Creek, a NYS DEC-stocked trout stream, borders the land offering rare and direct access to quality fishing. Located less than a mile from the Pennsylvania border, this area is well-known for its rich wildlife and recreational opportunities.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$1,761/mo

Real estate (PITI + HOA + PMI)
$1,465
Principal + interest$1,045
Property tax + insurance$359
PMI / 2nd mortgage$61
Utilities
$534
Heating + cooling$119
Internet + TV + phone$130
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$130
$1,761/mo TLC
Budget$5,000/mo
Remaining after TLC$3,239/mo
Purchase price
$162,900
Down payment
$8,145 (5%)
Loan amount
$154,755
APR
7.15%

Quick facts

Type
Recreation
Style
Cabin
Year built
1987
Lot size
48 ac
Stories
1
Heating
Cooling
Water
None
HOA
Annual tax
$2,337
MLS #
S1617085
County
Allegany

At a glance

Fireplace

Home features

Exterior
DirtDrivewayPropaneTankOwned
Flooring
Tile, Varies
Roof
Metal
Sewer
None

Lot features

IrregularLot, RuralLot, GentleSloping, RollingSlope, StreamCreek, Wooded

Neighborhood — 14897

MetricThis ZIPCountyUSA
Population76819,351,094299,088,112
Population Change Since19902.00%8.00%20.00%
Population Density29395
Male3889,381,926147,432,321
Female3809,969,168151,655,844
Never Married1534,946,39163,775,926
Married3587,166,701123,120,365
Separated191,159,67312,639,686
Widowed441,110,24515,467,586
Divorced551,210,44823,075,029
Number Of House Hold2717,102,016111,826,380
Average House Hold Size2.832.642.60
Medial Age39.1636.5335.46
Median House Hold Income$38,381$49,847$48,276
Average House Hold Income$39,863$70,032$63,629
P C I$14,066$26,569$24,529
M D I$33,570$42,210$41,133
A T H E$37,792$54,185$50,898
S T R8.50%4.00%
W C J81.72%81.55%77.74%
(Zip) Code
14897

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 6/22/2025. Provided courtesy of Landquest Inc. via Buffalo MLS. Information deemed reliable but not guaranteed.