CCertihomes
41 N Main Street, Geneva City, NY 14456

$419,900

5 beds 6 baths 3,290 sqft Built 191547 days on marketActive

About this home

Step into timeless charm and modern luxury at 41 North Main Street, a beautifully restored 5-bedroom, 5.5-bath home located in the heart of Geneva, NY. This stately residence has been thoughtfully remodeled from top to bottom and lovingly operated as a successful bed and breakfast for many years.Each spacious bedroom features its own private bath, creating the perfect setup for continued hospitality use or a luxurious single-family home. From the gleaming hardwood floors to the updated kitchen and systems throughout, no detail has been overlooked.Nestled in the vibrant Finger Lakes Wine Region, this property is just minutes from award-winning wineries, Seneca Lake, Hobart & William Smith Colleges, and Geneva’s bustling downtown district.The current owners are retiring and heading south, presenting a rare opportunity to open your own business or one-of-a-kind residence in one of Upstate New York’s most desirable locations.Live, host, or both – the possibilities are endless.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$4,986/mo

Real estate (PITI + HOA + PMI)
$4,066
Principal + interest$2,694
Property tax + insurance$1,215
PMI / 2nd mortgage$157
Utilities
$1,966
Heating + cooling$831
Internet + TV + phone$138
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$138
$4,986/mo TLC
Budget$5,486/mo
Remaining after TLC$500/mo
Purchase price
$419,900
Down payment
$20,995 (5%)
Loan amount
$398,905
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Colonial
Year built
1915
Lot size
0.2 ac
Stories
2
Heating
Electric, Gas, Baseboard, ForcedAir
Cooling
AtticFan, CentralAir, WindowUnits
Water
Connected, Public
HOA
Annual tax
$8,433
MLS #
R1617174
County
Ontario

At a glance

Air conditioning
Basement

Home features

Appliances
ConvectionOvenDryerDishwasherExhaustFanDisposalGasOvenGasRangeGasWaterHeaterMicrowaveRefrigeratorRangeHoodWasher
Interior
CeilingFansSeparateFormalDiningRoomSeparateFormalLivingRoomGuestAccommodationsPantryNaturalWoodworkBedroomOnMainLevelMainLevelPrimaryPrimarySuite
Exterior
BlacktopDrivewayFencePatioPrivateYardSeeRemarks
Parking
NoGarage
Flooring
Hardwood, Resilient, Varies
Roof
Asphalt
Sewer
Connected

Lot features

Rectangular, RectangularLot, ResidentialLot

Neighborhood — 14456

MetricThis ZIPCountyUSA
Population22,22419,351,094299,088,112
Population Change Since19904.00%8.00%20.00%
Population Density295395
Male10,7099,381,926147,432,321
Female11,5169,969,168151,655,844
Never Married6,1524,946,39163,775,926
Married8,3527,166,701123,120,365
Separated8161,159,67312,639,686
Widowed1,5181,110,24515,467,586
Divorced1,6711,210,44823,075,029
Number Of House Hold7,9987,102,016111,826,380
Average House Hold Size2.552.642.60
Medial Age35.9436.5335.46
Median House Hold Income$40,133$49,847$48,276
Average House Hold Income$49,495$70,032$63,629
P C I$18,962$26,569$24,529
M D I$34,961$42,210$41,133
A T H E$43,346$54,185$50,898
S T R7.13%4.00%
W C J78.33%81.55%77.74%
(Zip) Code
14456

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

Open in Google Maps →

Listing information last refreshed 6/23/2025. Provided courtesy of Century 21 Steve Davoli RE via Buffalo MLS. Information deemed reliable but not guaranteed.