4192 Upson Point Road, Starkey, NY 14837
$599,000
2 beds 1 baths 480 sqft Built 19600 days on marketActive
About this home
Seneca Lake cottage for sale! 2 bed, one large bath at lake level. NO STEPS! Large, flat yard and upper lot with utilities that’s useful for storage and camper site. Fully furnished. # BR is owner verified.
Affordability — calculate your monthly payment
Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.
Your estimated payment
$5,249/mo
- Real estate (PITI + HOA + PMI)
- $5,117
- Utilities
- $571
- Transportation
- $0
- Other (entertainment)
- $143
Principal + interest$3,843
Property tax + insurance$1,024
HOA$25
PMI / 2nd mortgage$225
Heating + cooling$131
Internet + TV + phone$143
Water + sewer + garbage$58
Budget$5,749/mo
Remaining after TLC$500/mo
Purchase price
$599,000
Down payment
$29,950 (5%)
Loan amount
$569,050
APR
7.15%
Quick facts
Type
SingleFamilyResidence
Style
Cottage
Year built
1960
Lot size
0.62 ac
Stories
1
Heating
Electric, Baseboard
Cooling
WindowUnits
Water
Lake, River
HOA
$25 / Annually
Annual tax
$5,346
MLS #
B1616940
County
Yates
At a glance
Air conditioning
Garage (1)
Waterfront
Home features
Appliances
DryerExhaustFanElectricWaterHeaterFreeStandingRangeGasCooktopGasOvenGasRangeMicrowaveOvenRefrigeratorRangeHoodWasher
Interior
EntranceFoyerFurnishedSeparateFormalLivingRoomSolidSurfaceCountersBedroomOnMainLevelMainLevelPrimary
Exterior
DockGravelDrivewayPatioSeeRemarksPropaneTankLeased
Parking
AttachedElectricityGarageStorageWaterAvailableDriveway
Flooring
Carpet, Hardwood, Laminate, Tile, Varies, Vinyl
Roof
Architectural, Shingle
Sewer
SepticTank
Lot features
IrregularLot
Neighborhood — 14837
| Metric | This ZIP | County | USA |
|---|---|---|---|
| Population | 3,920 | 19,351,094 | 299,088,112 |
| Population Change Since1990 | 3.00% | 8.00% | 20.00% |
| Population Density | 50 | 395 | — |
| Male | 1,916 | 9,381,926 | 147,432,321 |
| Female | 2,004 | 9,969,168 | 151,655,844 |
| Never Married | 680 | 4,946,391 | 63,775,926 |
| Married | 1,824 | 7,166,701 | 123,120,365 |
| Separated | 121 | 1,159,673 | 12,639,686 |
| Widowed | 267 | 1,110,245 | 15,467,586 |
| Divorced | 324 | 1,210,448 | 23,075,029 |
| Number Of House Hold | 1,460 | 7,102,016 | 111,826,380 |
| Average House Hold Size | 2.60 | 2.64 | 2.60 |
| Medial Age | 42.14 | 36.53 | 35.46 |
| Median House Hold Income | $37,522 | $49,847 | $48,276 |
| Average House Hold Income | $51,587 | $70,032 | $63,629 |
| P C I | $19,676 | $26,569 | $24,529 |
| M D I | $32,897 | $42,210 | $41,133 |
| A T H E | $44,574 | $54,185 | $50,898 |
| S T R | 8.00% | 4.00% | — |
| W C J | 79.58% | 81.55% | 77.74% |
(Zip) Code
14837
Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.
Map & walkability
Open in Google Maps →Listing information last refreshed 6/23/2025. Provided courtesy of The Greene Realty Group via Buffalo MLS. Information deemed reliable but not guaranteed.