CCertihomes
345 Arlington Street, Watertown City, NY 13601

$189,900

5 beds 2 baths 2,304 sqft Built 188039 days on marketActive

About this home

Don't sleep on this turn key duplex! Recent upgrades include a new roof, hot water heater and furnace in the 2021. The garage is heated with a new 80, 000 BTU heater powered by two 100 lb propane tanks included in the sale. Both units soon to be vacant, live in one and rent out the other or convert this property back into a single family home. The downstair apartment features a cozy three season porch, wood fireplace, formal dining with a bar-top kitchen counter, new dishwasher and three bedrooms. The upstairs apartment features two bedrooms and a double living room. One of the bedrooms is a private loft area. All centrally located to Thompson Park and downtown Watertown. Schedule your showing today before it is too late!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$2,579/mo

Real estate (PITI + HOA + PMI)
$1,772
Principal + interest$1,218
Property tax + insurance$483
PMI / 2nd mortgage$71
Utilities
$1,573
Heating + cooling$637
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$2,579/mo TLC
Budget$5,000/mo
Remaining after TLC$2,421/mo
Purchase price
$189,900
Down payment
$9,495 (5%)
Loan amount
$180,405
APR
7.15%

Quick facts

Type
MultiFamily
Style
Year built
1880
Lot size
0.2273 ac
Stories
0
Heating
Gas, ForcedAir
Cooling
Water
Connected, Public
HOA
Annual tax
$2,590
MLS #
S1617407
County
Jefferson

At a glance

Fireplace
Basement
Garage (2)

Home features

Appliances
ElectricWaterHeater
Exterior
FullyFenced
Parking
GarageTwoOrMoreSpaces
Flooring
Carpet, Hardwood, Laminate, Varies, Vinyl
Roof
Shingle
Sewer
Connected

Lot features

Other, Rectangular, RectangularLot, SeeRemarks

Neighborhood — 13601

MetricThis ZIPCountyUSA
Population32,79219,351,094299,088,112
Population Change Since1990-7.00%8.00%20.00%
Population Density245395
Male15,6559,381,926147,432,321
Female17,1379,969,168151,655,844
Never Married6,6714,946,39163,775,926
Married12,6197,166,701123,120,365
Separated1,7431,159,67312,639,686
Widowed2,0091,110,24515,467,586
Divorced2,7791,210,44823,075,029
Number Of House Hold12,4717,102,016111,826,380
Average House Hold Size2.532.642.60
Medial Age34.0536.5335.46
Median House Hold Income$33,861$49,847$48,276
Average House Hold Income$44,637$70,032$63,629
P C I$17,680$26,569$24,529
M D I$29,953$42,210$41,133
A T H E$40,488$54,185$50,898
S T R7.75%4.00%
W C J80.27%81.55%77.74%
(Zip) Code
13601

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 6/23/2025. Provided courtesy of North Star Real Estate & Property Management via Buffalo MLS. Information deemed reliable but not guaranteed.