CCertihomes
4085 Tracy Road, Forestport, NY 13338

$779,900

4 beds 2 baths 2,262 sqft Built 194826 days on marketActive

About this home

Kayuta Lakefront Year-Round Home-Welcome to this beautifully updated year-round home on the shores of Kayuta Lake, across from the islands. Nestled on a plowed town road for easy access in all seasons, this lakefront gem offers comfort, style, and unbeatable waterfront living. The main level features a spacious great room with a cozy stone fireplace, hardwood floors, a tongue and groove ceiling, and all showcasing breathtaking lake views. The newly remodeled kitchen invites you to gather with warm woods, granite countertops, a double wall oven, gas cooktop, dishwasher and refrigerator, all in gleaming stainless. Entertain year round in the adjoining family/dining room, with plenty of natural light, vaulted ceilings, and panoramic views of the Lake. Exit the french doors on to an expansive deck, perfect for enjoying the Summers, family cookouts, and morning coffee or evening cocktails while you watch the boats cruise by! The enclosed back porch is great for shedding Winter or Summer gear! With a nice wide entrance in from the back porch, a main laundry room, a first floor bedroom, and a newly remodeled modern full bath, this home offers everything you need for first floor living. Wander upstairs, via a wide spiral staircase, to the primary ensuite lakeside. Generous space, with ample closets on each side, and a full bath. You won't need to go far to the brand-new private deck, perfect for morning coffee or sunset views. Two additional bedrooms provide ample space for guests or family. Enjoy a level, grassy lakefront with a new dock, a fire pit area for evenings under the stars, and a beautifully landscaped yard. A full basement provides storage or workspace, and a first-floor laundry room adds convenience. With plenty of parking at the top of the driveway, this home is ready for gatherings year-round. Never worry about the weather with a whole house generator as well! Whether you're seeking a peaceful retreat or an active lakeside lifestyle, this property offers it all on scenic Kayuta Lake.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrJumbo at 4% APR.

Your estimated payment
$5,695/mo

Real estate (PITI + HOA + PMI)
$5,127
Principal + interest$3,537
Property tax + insurance$1,298
PMI / 2nd mortgage$292
Utilities
$1,527
Heating + cooling$609
Internet + TV + phone$143
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$143
$5,695/mo TLC
Budget$6,195/mo
Remaining after TLC$500/mo
Purchase price
$779,900
Down payment
$38,995 (5%)
Loan amount
$740,905
APR
4%

Quick facts

Type
SingleFamilyResidence
Style
CapeCod
Year built
1948
Lot size
0.4373 ac
Stories
2
Heating
Propane, ForcedAir
Cooling
Water
Well
HOA
Annual tax
$6,110
MLS #
S1616975
County
Oneida

At a glance

Fireplace
Basement
Waterfront

Home features

Appliances
DoubleOvenDryerDishwasherElectricWaterHeaterGasCooktopRefrigeratorWasher
Interior
BreakfastBarCentralVacuumSeparateFormalLivingRoomGraniteCountersLivingDiningRoomSkylightsNaturalWoodworkBedroomOnMainLevelBathInPrimaryBedroom
Exterior
DeckDockEnclosedPorchGravelDrivewayPorchSeeRemarksPropaneTankLeased
Parking
NoGarage
Flooring
Hardwood, Tile, Varies
Roof
Metal
Sewer
SepticTank

Lot features

Rectangular, RectangularLot

Neighborhood — 13338

MetricThis ZIPCountyUSA
Population5,12919,351,094299,088,112
Population Change Since199016.00%8.00%20.00%
Population Density41395
Male2,5599,381,926147,432,321
Female2,5709,969,168151,655,844
Never Married1,0114,946,39163,775,926
Married2,3197,166,701123,120,365
Separated1471,159,67312,639,686
Widowed3871,110,24515,467,586
Divorced3741,210,44823,075,029
Number Of House Hold1,9037,102,016111,826,380
Average House Hold Size2.612.642.60
Medial Age39.1536.5335.46
Median House Hold Income$40,121$49,847$48,276
Average House Hold Income$44,970$70,032$63,629
P C I$17,286$26,569$24,529
M D I$35,043$42,210$41,133
A T H E$40,816$54,185$50,898
S T R4.00%
W C J80.29%81.55%77.74%
(Zip) Code
13338

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 6/23/2025. Provided courtesy of Benn Realty-Remsen via Buffalo MLS. Information deemed reliable but not guaranteed.