CCertihomes
46 Swift Street, Auburn, NY 13021

$199,900

2 beds 1 baths 1,212 sqft Built 192949 days on marketActive

About this home

Welcome to this cozy and well-maintained ranch-style home, offering easy, one-level living in a wonderful location! This 2-bedroom, 1-bath home features beautiful hardwood floors throughout much of the living space, adding warmth and charm. Enjoy a bright, inviting living area and a functional kitchen with ample cabinet storage. Both bedrooms offer comfortable space with nice closet storage, and the bathroom is bright and practical. Outside, you’ll find a spacious yard—perfect for relaxing, gardening, or entertaining. Directly across the street, the Y field provides endless opportunities for recreation and enjoying the outdoors. A detached 2-car garage offers plenty of space for vehicles, storage, or a workshop. Whether you’re looking for your first home, downsizing, or seeking a low-maintenance property in a convenient spot, this home is a fantastic choice. Don’t miss out on this affordable opportunity in a desirable neighborhood!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$2,473/mo

Real estate (PITI + HOA + PMI)
$1,968
Principal + interest$1,283
Property tax + insurance$610
PMI / 2nd mortgage$75
Utilities
$970
Heating + cooling$332
Internet + TV + phone$140
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$140
$2,473/mo TLC
Budget$5,000/mo
Remaining after TLC$2,527/mo
Purchase price
$199,900
Down payment
$9,995 (5%)
Loan amount
$189,905
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Ranch
Year built
1929
Lot size
0.325 ac
Stories
1
Heating
Gas, HotWater
Cooling
Water
Connected, Public
HOA
Annual tax
$4,573
MLS #
S1616773
County
Cayuga

At a glance

Basement
Garage (2)

Home features

Appliances
DryerDishwasherElectricWaterHeaterGasWaterHeaterMicrowaveRefrigeratorWasher
Interior
SeparateFormalDiningRoomSeparateFormalLivingRoomBedroomOnMainLevelMainLevelPrimary
Exterior
BlacktopDriveway
Parking
DetachedGarage
Flooring
Hardwood, Tile, Varies
Sewer
Connected

Lot features

Rectangular, RectangularLot, ResidentialLot

Neighborhood — 13021

MetricThis ZIPCountyUSA
Population38,12019,351,094299,088,112
Population Change Since1990-10.00%8.00%20.00%
Population Density321395
Male18,9559,381,926147,432,321
Female19,1659,969,168151,655,844
Never Married8,7074,946,39163,775,926
Married14,7257,166,701123,120,365
Separated2,3501,159,67312,639,686
Widowed3,0941,110,24515,467,586
Divorced2,8871,210,44823,075,029
Number Of House Hold14,3167,102,016111,826,380
Average House Hold Size2.502.642.60
Medial Age38.7836.5335.46
Median House Hold Income$39,327$49,847$48,276
Average House Hold Income$51,129$70,032$63,629
P C I$20,402$26,569$24,529
M D I$34,354$42,210$41,133
A T H E$44,195$54,185$50,898
S T R8.00%4.00%
W C J78.71%81.55%77.74%
(Zip) Code
13021

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 6/24/2025. Provided courtesy of The Real Estate Agency via Buffalo MLS. Information deemed reliable but not guaranteed.