CCertihomes
240 Plum Point Road, Milo, NY 14842

$279,900

3 beds 2 baths 1,128 sqft Built 202237 days on marketActive

About this home

Welcome to 240 Plum Point Rd. Cottage #16. An up-and-coming community on Seneca Lake with boasts160' of beautiful Seneca Lake waterfront. Enjoy the shared beach, including a fire pit, chairs, gazebo, picnic tables, paddle boards and kayaks. HOA and land lease include land taxes, water, sewer, maintenance (lawn, snow removal, garbage collection) dog park and community garden. Located under an hour from Ithaca, Rochester & Syracuse and Less than 6 hours from NYC, Boston, Toronto and Philadelphia! And the best part? Our cottages are approved for short term rentals (AirBnB/Vrbo) year-round, making it the perfect investment for those seeking a vacation home that can generate income. Built in 2021 you're getting a no hassle home. The house is being offered fully furnished with beautiful appointments throughout. The open floorplan and cathedral ceilings make this 1, 128 sq foot home feel a lot larger and flow seamlessly. Three bedrooms and 2 full baths, a fully stocked kitchen, and comfortable living room are ready for comfortable lake living. Don't miss your chance to live the dream lake life in this beautiful community on Seneca Lake!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$3,489/mo

Real estate (PITI + HOA + PMI)
$3,492
Principal + interest$1,796
Property tax + insurance$1,191
HOA$400
PMI / 2nd mortgage$105
Utilities
$809
Heating + cooling$249
Internet + TV + phone$145
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$145
$3,489/mo TLC
Budget$5,000/mo
Remaining after TLC$1,511/mo
Purchase price
$279,900
Down payment
$13,995 (5%)
Loan amount
$265,905
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Cottage
Year built
2022
Lot size
7.5 ac
Stories
1
Heating
Propane, ForcedAir
Cooling
CentralAir
Water
Lake, River
HOA
$400 / Monthly
Annual tax
MLS #
R1617558
County
Yates

At a glance

Air conditioning
Garage (1)

Home features

Appliances
ElectricWaterHeaterGasOvenGasRangeMicrowaveRefrigerator
Interior
CathedralCeilingsEatInKitchenSeparateFormalLivingRoomSolidSurfaceCountersBedroomOnMainLevelMainLevelPrimaryPrimarySuite
Exterior
ConcreteDriveway
Parking
AttachedGarage
Flooring
Carpet, Resilient, Varies, Vinyl
Roof
Asphalt, Shingle
Sewer
Connected, CommunityCoopSewer

Lot features

Rectangular, RectangularLot, Secluded

Neighborhood — 14842

MetricThis ZIPCountyUSA
Population1,75619,351,094299,088,112
Population Change Since199010.00%8.00%20.00%
Population Density127395
Male8829,381,926147,432,321
Female8749,969,168151,655,844
Never Married2934,946,39163,775,926
Married7897,166,701123,120,365
Separated681,159,67312,639,686
Widowed1041,110,24515,467,586
Divorced841,210,44823,075,029
Number Of House Hold5607,102,016111,826,380
Average House Hold Size3.112.642.60
Medial Age35.4436.5335.46
Median House Hold Income$37,421$49,847$48,276
Average House Hold Income$40,758$70,032$63,629
P C I$13,234$26,569$24,529
M D I$33,213$42,210$41,133
A T H E$38,306$54,185$50,898
S T R8.00%4.00%
W C J82.99%81.55%77.74%
(Zip) Code
14842

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

Open in Google Maps →

Listing information last refreshed 6/24/2025. Provided courtesy of Howard Hanna Elmira via Buffalo MLS. Information deemed reliable but not guaranteed.

240 Plum Point Road · Milo — $279,900 · Certihomes