CCertihomes
1054 N Main Street, Elmira City, NY 14901

$99,000

3 beds 2 baths 1,403 sqft Built 190048 days on marketActive

About this home

Great opportunity to own a move in ready 3 bedroom home, on a double lot, in the City of Elmira. First floor laundry, and a huge master bath upstairs. Side yard comes equipped with fencing, for your kids or pets. Plenty of backyard space to swim or entertain guests. New roof only 6 years ago! Within walking distance of Elmira College and LECOM. Contingent on seller finding suitable housing.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$1,672/mo

Real estate (PITI + HOA + PMI)
$1,093
Principal + interest$635
Property tax + insurance$421
PMI / 2nd mortgage$37
Utilities
$1,049
Heating + cooling$375
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$1,672/mo TLC
Budget$5,000/mo
Remaining after TLC$3,328/mo
Purchase price
$99,000
Down payment
$4,950 (5%)
Loan amount
$94,050
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
TwoStory
Year built
1900
Lot size
0.2408 ac
Stories
2
Heating
Gas, ForcedAir
Cooling
Water
Connected, Public
HOA
Annual tax
$3,289
MLS #
R1617768
County
Chemung

At a glance

Garage (1)

Home features

Appliances
ElectricOvenElectricRangeGasWaterHeater
Interior
OtherSeeRemarks
Exterior
BlacktopDriveway
Parking
DetachedGarage
Flooring
Hardwood, Varies
Sewer
Connected

Lot features

Rectangular, RectangularLot, ResidentialLot

Neighborhood — 14901

MetricThis ZIPCountyUSA
Population18,49319,351,094299,088,112
Population Change Since1990-12.00%8.00%20.00%
Population Density506395
Male8,6549,381,926147,432,321
Female9,8389,969,168151,655,844
Never Married4,6664,946,39163,775,926
Married5,6757,166,701123,120,365
Separated1,6661,159,67312,639,686
Widowed1,4541,110,24515,467,586
Divorced1,6921,210,44823,075,029
Number Of House Hold6,9477,102,016111,826,380
Average House Hold Size2.402.642.60
Medial Age34.9736.5335.46
Median House Hold Income$30,777$49,847$48,276
Average House Hold Income$38,456$70,032$63,629
P C I$15,610$26,569$24,529
M D I$27,482$42,210$41,133
A T H E$36,862$54,185$50,898
S T R8.00%4.00%
W C J81.61%81.55%77.74%
(Zip) Code
14901

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 6/24/2025. Provided courtesy of Century 21 Jackson Real Estate-Athens via Buffalo MLS. Information deemed reliable but not guaranteed.