CCertihomes
137 Bishop Street, Watertown City, NY 13601

$249,900

4 beds 1 baths 1,944 sqft Built 193126 days on marketActive

About this home

Looking for your own private oasis in the City of Watertown? Look no further! This beautiful Cape Cod style home has been updated over the years but also maintains it's original charm and character. The first floor of this home features an enclosed porch and includes 2 bedrooms, a kitchen, a dining area, and a living room. Upstairs you will find 2 more bedrooms with an extra bonus room and additional space for storage. Step out into the beautifully maintained backyard, which is perfect for all of your outdoor activities whether it be gardening, entertaining, or soaking up the sun. New vinyl siding and insulation was installed last year. This home is located within walking distance of the school, hospital, shopping, and much more...don't wait and schedule your showing today!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$3,040/mo

Real estate (PITI + HOA + PMI)
$2,350
Principal + interest$1,603
Property tax + insurance$653
PMI / 2nd mortgage$94
Utilities
$1,385
Heating + cooling$543
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$3,040/mo TLC
Budget$5,000/mo
Remaining after TLC$1,960/mo
Purchase price
$249,900
Down payment
$12,495 (5%)
Loan amount
$237,405
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
CapeCod
Year built
1931
Lot size
0.1756 ac
Stories
0
Heating
Gas, ForcedAir
Cooling
Water
Connected, Public
HOA
Annual tax
$4,180
MLS #
S1617772
County
Jefferson

At a glance

Fireplace
Basement
Garage (1)

Home features

Appliances
DishwasherGasOvenGasRangeGasWaterHeaterMicrowaveRefrigerator
Interior
DiningAreaStorageBedroomOnMainLevel
Exterior
BlacktopDrivewayEnclosedPorchFullyFencedPorchPatio
Parking
DetachedGarageGarageDoorOpener
Flooring
Carpet, Hardwood, Tile, Varies, Vinyl
Roof
Asphalt, Metal
Sewer
Connected

Lot features

Rectangular, RectangularLot, ResidentialLot

Neighborhood — 13601

MetricThis ZIPCountyUSA
Population32,79219,351,094299,088,112
Population Change Since1990-7.00%8.00%20.00%
Population Density245395
Male15,6559,381,926147,432,321
Female17,1379,969,168151,655,844
Never Married6,6714,946,39163,775,926
Married12,6197,166,701123,120,365
Separated1,7431,159,67312,639,686
Widowed2,0091,110,24515,467,586
Divorced2,7791,210,44823,075,029
Number Of House Hold12,4717,102,016111,826,380
Average House Hold Size2.532.642.60
Medial Age34.0536.5335.46
Median House Hold Income$33,861$49,847$48,276
Average House Hold Income$44,637$70,032$63,629
P C I$17,680$26,569$24,529
M D I$29,953$42,210$41,133
A T H E$40,488$54,185$50,898
S T R7.75%4.00%
W C J80.27%81.55%77.74%
(Zip) Code
13601

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 6/24/2025. Provided courtesy of Homes Realty of Northern New York via Buffalo MLS. Information deemed reliable but not guaranteed.