CCertihomes
402 Mill Street, Theresa, NY 13691

$375,000

3 beds 2 baths 1,746 sqft Built 195626 days on marketActive

About this home

One-of-a-Kind Village Gem with Modern Updates and Resort-Style Amenities! Here is your rare opportunity to own a truly exceptional property in the charming Village of Theresa, NY! This beautifully updated split-level home offers the perfect blend of style, comfort, and function on a generous 1.19-acre lot. Boasting 3 spacious bedrooms and 1.5 baths, this home welcomes you with a large open-concept main level featuring a brand-new kitchen with quartz countertops, sleek stainless steel appliances, and a seamless flow into the dining and living areas. A sliding glass door leads to a fully renovated enclosed porch, perfect for morning coffee or evening relaxation. Downstairs, you'll find a cozy second living room with a fireplace and half bath—ideal for entertaining or family gatherings.The full basement offers ample storage and laundry hookups for added convenience. Enjoy year-round comfort with a new propane furnace and central A/C system (2024). This home is packed with recent upgrades, including:New siding & metal roof (2022) New energy-efficient windows & doors Fully updated electrical system (2024) with 200 amp panel Enhanced insulation for energy savings Step outside to your private backyard oasis—a 500 feet fenced-in retreat featuring a massive 40’ x 20’ in-ground pool (approx. 40, 000 gallons) with an 8’ deep end, 3’ shallow end, and propane pool heater for extended swimming seasons. A pool house provides plenty of space for equipment and accessories. The attached two-car garage offers dual front doors and a convenient rear door opening to a concrete patio, ideal for outdoor living and entertaining. The expanded 1.20-acre lot offers both space and privacy, set on the outskirts of the village for a quieter setting—yet still within the Village of Theresa service area for water, sewer, trash pickup, and low-cost municipal electricity. Conveniently located near Watertown, Fort Drum, Alexandria Bay, Clayton, Gouverneur, and more—this home is the perfect mix of village living and countryside tranquility.Don’t miss this rare find—schedule your private showing today and experience the beauty, comfort, and charm this home has to offer!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$3,913/mo

Real estate (PITI + HOA + PMI)
$3,303
Principal + interest$2,406
Property tax + insurance$756
PMI / 2nd mortgage$141
Utilities
$1,325
Heating + cooling$516
Internet + TV + phone$127
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$127
$3,913/mo TLC
Budget$5,000/mo
Remaining after TLC$1,087/mo
Purchase price
$375,000
Down payment
$18,750 (5%)
Loan amount
$356,250
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
SplitLevel
Year built
1956
Lot size
1.19 ac
Stories
1
Heating
Electric, ForcedAir
Cooling
CentralAir
Water
Connected, Public
HOA
Annual tax
$4,181
MLS #
S1618521
County
Jefferson

At a glance

Air conditioning
Fireplace
Basement
Garage (2)

Home features

Appliances
DryerDishwasherElectricOvenElectricRangeMicrowaveRefrigeratorWaterHeaterRentedWasher
Interior
CeilingFansEatInKitchenSeparateFormalLivingRoomCountryKitchenQuartzCountersSlidingGlassDoorsBedroomOnMainLevel
Exterior
BlacktopDrivewayEnclosedPorchFullyFencedPoolPorchPatio
Parking
AttachedElectricityGarageDrivewayGarageDoorOpener
Pool
InGround
Flooring
LuxuryVinyl, Tile, Varies
Roof
Metal
Sewer
Connected

Lot features

Rectangular, RectangularLot, RuralLot

Neighborhood — 13691

MetricThis ZIPCountyUSA
Population4,03819,351,094299,088,112
Population Change Since199012.00%8.00%20.00%
Population Density53395
Male2,0709,381,926147,432,321
Female1,9689,969,168151,655,844
Never Married7454,946,39163,775,926
Married1,7577,166,701123,120,365
Separated1501,159,67312,639,686
Widowed1371,110,24515,467,586
Divorced2681,210,44823,075,029
Number Of House Hold1,3377,102,016111,826,380
Average House Hold Size3.012.642.60
Medial Age31.7836.5335.46
Median House Hold Income$40,679$49,847$48,276
Average House Hold Income$46,099$70,032$63,629
P C I$15,384$26,569$24,529
M D I$35,487$42,210$41,133
A T H E$41,467$54,185$50,898
S T R7.75%4.00%
W C J78.43%81.55%77.74%
(Zip) Code
13691

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

Open in Google Maps →

Listing information last refreshed 6/27/2025. Provided courtesy of North Star Real Estate & Property Management via Buffalo MLS. Information deemed reliable but not guaranteed.