115 State Highway 51, Guilford, NY 13809
$89,900
7 beds 4 baths 4,080 sqft Built 18850 days on marketActive
About this home
Great opportunity for handyman with large family...would make a great air b n b...or a contractor could return it to a 4FD. Nice spot next to the Unadilla river. Spacious rooms inside. Design to your liking!
Affordability — calculate your monthly payment
Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.
Your estimated payment
$2,213/mo
- Real estate (PITI + HOA + PMI)
- $1,020
- Utilities
- $2,259
- Transportation
- $0
- Other (entertainment)
- $145
Principal + interest$577
Property tax + insurance$409
PMI / 2nd mortgage$34
Heating + cooling$974
Internet + TV + phone$145
Water + sewer + garbage$58
Budget$5,000/mo
Remaining after TLC$2,787/mo
Purchase price
$89,900
Down payment
$4,495 (5%)
Loan amount
$85,405
APR
7.15%
Quick facts
Type
MultiFamily
Style
Fourplex
Year built
1885
Lot size
0.37 ac
Stories
2
Heating
Other, SeeRemarks
Cooling
Other, SeeRemarks
Water
Lake, River
HOA
—
Annual tax
$1,876
MLS #
R1618068
County
Chenango
At a glance
Basement
Home features
Appliances
ElectricWaterHeater
Interior
PullDownAtticStairsBedroomOnMainLevel
Exterior
BalconyFencePrivateYardSeeRemarks
Parking
ParkingAvailableUnpaved
Flooring
Hardwood, Tile, Varies
Roof
Membrane, Rubber
Sewer
SepticTank
Lot features
CornerLot, FloodZone, IrregularLot, ResidentialLot
Neighborhood — 13809
| Metric | This ZIP | County | USA |
|---|---|---|---|
| Population | 1,292 | 19,351,094 | 299,088,112 |
| Population Change Since1990 | 2.00% | 8.00% | 20.00% |
| Population Density | 40 | 395 | — |
| Male | 644 | 9,381,926 | 147,432,321 |
| Female | 649 | 9,969,168 | 151,655,844 |
| Never Married | 221 | 4,946,391 | 63,775,926 |
| Married | 637 | 7,166,701 | 123,120,365 |
| Separated | 31 | 1,159,673 | 12,639,686 |
| Widowed | 77 | 1,110,245 | 15,467,586 |
| Divorced | 111 | 1,210,448 | 23,075,029 |
| Number Of House Hold | 499 | 7,102,016 | 111,826,380 |
| Average House Hold Size | 2.59 | 2.64 | 2.60 |
| Medial Age | 40.15 | 36.53 | 35.46 |
| Median House Hold Income | $41,102 | $49,847 | $48,276 |
| Average House Hold Income | $45,226 | $70,032 | $63,629 |
| P C I | $17,467 | $26,569 | $24,529 |
| M D I | $35,956 | $42,210 | $41,133 |
| A T H E | $40,909 | $54,185 | $50,898 |
| S T R | 8.00% | 4.00% | — |
| W C J | 76.47% | 81.55% | 77.74% |
(Zip) Code
13809
Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.
Map & walkability
Open in Google Maps →Listing information last refreshed 6/27/2025. Provided courtesy of City Lights Country Roads Realty via Buffalo MLS. Information deemed reliable but not guaranteed.