CCertihomes
359 County Highway 54, Cherry Valley, NY 13320

$199,000

3 beds 2 baths 1,400 sqft Built 19890 days on marketActive

About this home

Your quiet country haven awaits! Convenient one-story living is yours in this recently refreshed ranch-style home. The enclosed entryway/mudroom provides easy access into the living areas, where plenty of large windows allow for natural light. New stainless appliances accentuate the recently refreshed kitchen. There is a large primary bedroom with walk-in closet, powder room, and neo-angle shower. The back deck overlooks your oversized, flat back yard and leads you to a 24x36 pole barn equipped with electric, concrete, and an oversized door for all of your toys or projects! Tax records state 1152 square feet. The dimensions of the home are ~28x48 for the main home, plus the finished entryway which is an additional ~8'x8'. That math gives us 1, 344 for the house and 64 for the entry, totaling 1, 408sq ft finished space.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$2,311/mo

Real estate (PITI + HOA + PMI)
$1,742
Principal + interest$1,277
Property tax + insurance$390
PMI / 2nd mortgage$75
Utilities
$1,111
Heating + cooling$409
Internet + TV + phone$127
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$127
$2,311/mo TLC
Budget$5,000/mo
Remaining after TLC$2,689/mo
Purchase price
$199,000
Down payment
$9,950 (5%)
Loan amount
$189,050
APR
7.15%

Quick facts

Type
MobileHome
Style
MobileHome, Ranch
Year built
1989
Lot size
1.29 ac
Stories
1
Heating
Gas, ForcedAir
Cooling
Water
Well
HOA
Annual tax
$1,849
MLS #
B1618797
County
Otsego

At a glance

Garage (1)

Home features

Appliances
DishwasherExhaustFanElectricWaterHeaterFreeStandingRangeGasOvenGasRangeOvenRefrigeratorRangeHood
Interior
SeparateFormalDiningRoomSeparateFormalLivingRoomBedroomOnMainLevelBathInPrimaryBedroomMainLevelPrimaryPrimarySuiteWorkshop
Exterior
DeckGravelDrivewayPrivateYardSeeRemarks
Parking
DetachedGarage
Flooring
Varies, Vinyl
Roof
Metal
Sewer
SepticTank

Lot features

Agricultural, Rectangular, RectangularLot, RuralLot

Schools

Elementary
Other - See Remarks
Middle
Other - See Remarks
High
Cherry Valley-Springfield Central

Neighborhood — 13320

MetricThis ZIPCountyUSA
Population2,42119,351,094299,088,112
Population Change Since1990-6.00%8.00%20.00%
Population Density33395
Male1,2179,381,926147,432,321
Female1,2039,969,168151,655,844
Never Married4214,946,39163,775,926
Married1,1907,166,701123,120,365
Separated1141,159,67312,639,686
Widowed1561,110,24515,467,586
Divorced1391,210,44823,075,029
Number Of House Hold8687,102,016111,826,380
Average House Hold Size2.742.642.60
Medial Age41.3436.5335.46
Median House Hold Income$38,830$49,847$48,276
Average House Hold Income$47,714$70,032$63,629
P C I$17,727$26,569$24,529
M D I$33,891$42,210$41,133
A T H E$42,327$54,185$50,898
S T R8.00%4.00%
W C J68.25%81.55%77.74%
(Zip) Code
13320

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 6/28/2025. Provided courtesy of Homecoin.com via Buffalo MLS. Information deemed reliable but not guaranteed.

359 County Highway 54 · Cherry Valley — $199,000 · Certihomes