CCertihomes
51 Second Avenue, Owasco, NY 13021

$389,000

3 beds 3 baths 2,560 sqft Built 200047 days on marketActive

About this home

This great 3-bedroom, 3-bath home nestled on a little over an acre of lush land in the charming Town of Owasco offers an exceptional blend of comfort, style, and tranquility. With spacious living areas flooded with natural light, this residence is perfect for both relaxing family moments and entertaining guests. The modern kitchen boasts high-end appliances and ample counter space, making meal preparation a joyous experience. Each of the three bathrooms is thoughtfully designed providing a touch of luxury throughout. Outside, the expansive yard provides plenty of room for gardening, outdoor activities, or simply enjoying peaceful afternoons surrounded by nature. Conveniently located near local amenities and scenic views of Owasco Lake, this home truly embodies the perfect balance of rural serenity and community convenience, making it a remarkable find for anyone seeking their dream home in this picturesque area. ( the property is being resurveyed to include 2 more parcels.)

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$4,468/mo

Real estate (PITI + HOA + PMI)
$3,801
Principal + interest$2,496
Property tax + insurance$1,159
PMI / 2nd mortgage$146
Utilities
$1,436
Heating + cooling$565
Internet + TV + phone$140
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$140
$4,468/mo TLC
Budget$5,000/mo
Remaining after TLC$532/mo
Purchase price
$389,000
Down payment
$19,450 (5%)
Loan amount
$369,550
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Colonial, TwoStory
Year built
2000
Lot size
0.4848 ac
Stories
2
Heating
Gas, Radiant
Cooling
CentralAir
Water
Connected, Public
HOA
Annual tax
$8,465
MLS #
R1616783
County
Cayuga

At a glance

Air conditioning
Garage (5)

Home features

Appliances
BuiltInRangeBuiltInOvenDishwasherGasCooktopGasWaterHeaterMicrowaveRefrigeratorWasher
Interior
SeparateFormalDiningRoomSeparateFormalLivingRoomGraniteCountersGreatRoomPantryNaturalWoodworkBathInPrimaryBedroom
Exterior
BlacktopDrivewayDeckFence
Parking
AttachedDetachedElectricityGarageHeatedGarageWorkshopInGarageCircularDrivewayDrivewayGarageDoorOpenerOther
Flooring
Carpet, Hardwood, Tile, Varies
Roof
Asphalt
Sewer
Connected

Lot features

FloodZone, IrregularLot

Neighborhood — 13021

MetricThis ZIPCountyUSA
Population38,12019,351,094299,088,112
Population Change Since1990-10.00%8.00%20.00%
Population Density321395
Male18,9559,381,926147,432,321
Female19,1659,969,168151,655,844
Never Married8,7074,946,39163,775,926
Married14,7257,166,701123,120,365
Separated2,3501,159,67312,639,686
Widowed3,0941,110,24515,467,586
Divorced2,8871,210,44823,075,029
Number Of House Hold14,3167,102,016111,826,380
Average House Hold Size2.502.642.60
Medial Age38.7836.5335.46
Median House Hold Income$39,327$49,847$48,276
Average House Hold Income$51,129$70,032$63,629
P C I$20,402$26,569$24,529
M D I$34,354$42,210$41,133
A T H E$44,195$54,185$50,898
S T R8.00%4.00%
W C J78.71%81.55%77.74%
(Zip) Code
13021

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 6/29/2025. Provided courtesy of Clare Real Estate via Buffalo MLS. Information deemed reliable but not guaranteed.