CCertihomes
77 Vestal Avenue, Hancock, NY 13783

$239,000

3 beds 3 baths 1,660 sqft Built 190012 days on marketActive

About this home

THE House On The Hill is waiting for you to make it YOUR home! This beautiful Turn-key Victorian boasts much of its original features including wood trim, some hardwood flooring, doors with working hardware, staircase, stained glass windows and light fixtures. COME sit in the enclosed front porch - heated for all four-season enjoyment! The inviting eat-in country kitchen opens into the formal dining room where you can get comfy cozy next to the woodstove and where entertaining is made easy. An additional room off the kitchen makes for easy laundry access, a pantry and another enclosed porch. There have been many improvements over the years including 2 renovated bathrooms, electrical, plumbing and window replacements, roof, 3 zone heating, and appliances. The walkup third floor could easily be livable space with the original railing still available. The full basement still has a workshop area and a half bath. Outside you will feel like you are in your own park! The yard is level and groomed with Maple trees and an apple tree, rhubarb patch and sweet Peonies. Plenty of room for a garden or two, games, picnics or just relaxing with nature. There is also a garage with a covered storage area and a solid shed for all of your toys! All this and more in a sweet neighborhood within walking distance to village amenities, the Delaware River, route 17 and the Cannonsville Reservoir.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$2,848/mo

Real estate (PITI + HOA + PMI)
$2,247
Principal + interest$1,534
Property tax + insurance$623
PMI / 2nd mortgage$90
Utilities
$1,205
Heating + cooling$456
Internet + TV + phone$127
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$127
$2,848/mo TLC
Budget$5,000/mo
Remaining after TLC$2,152/mo
Purchase price
$239,000
Down payment
$11,950 (5%)
Loan amount
$227,050
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Traditional, Victorian
Year built
1900
Lot size
0.31 ac
Stories
3
Heating
Gas, HotWater
Cooling
Water
Connected, Public
HOA
Annual tax
$4,080
MLS #
R1618873
County
Delaware

At a glance

Fireplace
Basement
Garage (1)

Home features

Appliances
DryerDishwasherExhaustFanDisposalGasOvenGasRangeGasWaterHeaterRefrigeratorRangeHoodWasher
Interior
CeilingFansSeparateFormalDiningRoomEntranceFoyerEatInKitchenSeparateFormalLivingRoomHomeOfficeCountryKitchenKitchenIslandPantryStorageNaturalWoodworkConvertibleBedroomWorkshop
Exterior
BlacktopDrivewayEnclosedPorchPorchPrivateYardSeeRemarks
Parking
DetachedGarageGarageDoorOpener
Flooring
Carpet, Hardwood, Laminate, Tile, Varies
Roof
Asphalt, Shingle
Sewer
Connected

Lot features

NearPublicTransit, Rectangular, RectangularLot, ResidentialLot

Schools

High
Hancock Middle/High

Neighborhood — 13783

MetricThis ZIPCountyUSA
Population2,24019,351,094299,088,112
Population Change Since1990-9.00%8.00%20.00%
Population Density21395
Male1,1059,381,926147,432,321
Female1,1359,969,168151,655,844
Never Married4234,946,39163,775,926
Married1,0587,166,701123,120,365
Separated831,159,67312,639,686
Widowed1961,110,24515,467,586
Divorced1371,210,44823,075,029
Number Of House Hold8977,102,016111,826,380
Average House Hold Size2.482.642.60
Medial Age44.1536.5335.46
Median House Hold Income$33,749$49,847$48,276
Average House Hold Income$46,778$70,032$63,629
P C I$18,955$26,569$24,529
M D I$29,830$42,210$41,133
A T H E$41,876$54,185$50,898
S T R8.00%4.00%
W C J79.46%81.55%77.74%
(Zip) Code
13783

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 6/29/2025. Provided courtesy of Joanne McGibney Real Estate via Buffalo MLS. Information deemed reliable but not guaranteed.

77 Vestal Avenue · Hancock — $239,000 · Certihomes