CCertihomes
524 Kossuth Avenue #526, Utica, NY 13501

$139,000

11 beds 4 baths 6,528 sqft46 days on marketActive

About this home

Attention Investors.... Here's your next big opportunity! This bank-owned 4-unit (with a potential 5th!) has new sheetrock, updated electrical / plumbing, & some new flooring already in place. The heavy work is done, it’s time for you to customize, complete to your standards, & bring this project it across the finish line. Separate utilities for each unit simpliflies future tenant management. Whether you're flipping or building your rental portfolio, this is the kind of deal that doesn’t come around often. Cash, rehab, or commercial financing only. Sold as-is.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$3,175/mo

Real estate (PITI + HOA + PMI)
$1,605
Principal + interest$892
Property tax + insurance$661
PMI / 2nd mortgage$52
Utilities
$3,061
Heating + cooling$1,381
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$3,175/mo TLC
Budget$5,000/mo
Remaining after TLC$1,825/mo
Purchase price
$139,000
Down payment
$6,950 (5%)
Loan amount
$132,050
APR
7.15%

Quick facts

Type
MultiFamily
Style
Year built
Lot size
0.1129 ac
Stories
0
Heating
Gas, Other, SeeRemarks
Cooling
Other, SeeRemarks
Water
Connected, Public
HOA
Annual tax
$3,131
MLS #
S1618844
County
Oneida

At a glance

Basement

Home features

Appliances
SeeRemarksWaterHeater
Parking
NoDrivewayOnStreet
Flooring
Hardwood, Laminate, Other, SeeRemarks, Varies
Sewer
Connected

Lot features

Other, Rectangular, RectangularLot, SeeRemarks

Schools

High
Thomas R Proctor High

Neighborhood — 13501

MetricThis ZIPCountyUSA
Population34,02319,351,094299,088,112
Population Change Since1990-16.00%8.00%20.00%
Population Density3,886395
Male16,0739,381,926147,432,321
Female17,9509,969,168151,655,844
Never Married9,1824,946,39163,775,926
Married10,9627,166,701123,120,365
Separated1,8791,159,67312,639,686
Widowed3,3331,110,24515,467,586
Divorced2,2481,210,44823,075,029
Number Of House Hold13,1277,102,016111,826,380
Average House Hold Size2.462.642.60
Medial Age37.6036.5335.46
Median House Hold Income$26,836$49,847$48,276
Average House Hold Income$41,657$70,032$63,629
P C I$17,125$26,569$24,529
M D I$24,413$42,210$41,133
A T H E$38,505$54,185$50,898
S T R9.00%4.00%
W C J81.89%81.55%77.74%
(Zip) Code
13501

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

Open in Google Maps →

Listing information last refreshed 6/30/2025. Provided courtesy of Hunt Real Estate ERA via Buffalo MLS. Information deemed reliable but not guaranteed.