CCertihomes
54 Kennedy Avenue, Oswego, NY 13126

$209,900

3 beds 2 baths 1,680 sqft Built 197521 days on marketActive

About this home

Well-kept Raised Ranch home located on Oswego's west side. Let's start outdoors with the new exterior paint in 2021 & renovated deck with new floor, fence & stairs. Fence on the left hand side of the home was also installed in 2022. Once you enter the home, head upstairs to see the spacious living room/dining room combo. The dining area features sliders to the deck. The efficient kitchen has a newer microwave & lots of counter and storage space. The sellers use a pantry in the hall way as well. Nice sized primary bedroom. Updated full bath includes new flooring, vanity & toilet. Downstairs you will find a family room with laundry area. Sliders are in the family room that will take you to a patio area and the back yard. Don't forget to check out the spacious half bath that could possibly be made into another full bath. Attached garage will keep you out of the elements while heading in and out.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$2,824/mo

Real estate (PITI + HOA + PMI)
$2,144
Principal + interest$1,347
Property tax + insurance$718
PMI / 2nd mortgage$79
Utilities
$1,308
Heating + cooling$491
Internet + TV + phone$160
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$160
$2,824/mo TLC
Budget$5,000/mo
Remaining after TLC$2,176/mo
Purchase price
$209,900
Down payment
$10,495 (5%)
Loan amount
$199,405
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
RaisedRanch
Year built
1975
Lot size
0.1295 ac
Stories
2
Heating
Gas, ForcedAir
Cooling
Water
Connected, Public
HOA
Annual tax
$5,524
MLS #
S1619087
County
Oswego

At a glance

Basement
Garage (1)

Home features

Appliances
DishwasherElectricOvenElectricRangeDisposalGasWaterHeaterMicrowaveRefrigerator
Interior
SeparateFormalLivingRoomLivingDiningRoom
Exterior
BlacktopDriveway
Parking
Underground
Flooring
Carpet, Laminate, Varies, Vinyl
Sewer
Connected

Lot features

Rectangular, RectangularLot, ResidentialLot

Schools

Elementary
Kingsford Park Elementary
Middle
Oswego Middle
High
Oswego High

Neighborhood — 13126

MetricThis ZIPCountyUSA
Population27,18619,351,094299,088,112
Population Change Since1990-4.00%8.00%20.00%
Population Density273395
Male12,9889,381,926147,432,321
Female14,1999,969,168151,655,844
Never Married7,2134,946,39163,775,926
Married9,9187,166,701123,120,365
Separated1,9721,159,67312,639,686
Widowed1,7451,110,24515,467,586
Divorced1,8741,210,44823,075,029
Number Of House Hold9,7537,102,016111,826,380
Average House Hold Size2.582.642.60
Medial Age34.2536.5335.46
Median House Hold Income$34,693$49,847$48,276
Average House Hold Income$46,097$70,032$63,629
P C I$17,934$26,569$24,529
M D I$30,665$42,210$41,133
A T H E$41,368$54,185$50,898
S T R8.00%4.00%
W C J78.88%81.55%77.74%
(Zip) Code
13126

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

Open in Google Maps →

Listing information last refreshed 6/30/2025. Provided courtesy of Century 21 Galloway Realty via Buffalo MLS. Information deemed reliable but not guaranteed.