CCertihomes
240 Plum Point Road, Milo, NY 14842

$249,000

3 beds 2 baths 1,200 sqft Built 202227 days on marketActive

About this home

Rare Opportunity for Year-Round Lakefront Living on Seneca Lake Embrace the lifestyle you’ve been dreaming of at The Cottages at Plum Point, an exclusive lakefront community on Seneca Lake’s coveted western shore. Enjoy 160 feet of private, level shoreline and your own dedicated dock slip, perfect for sunset cruises and lakeside leisure. These move-in-ready homes offer three bedrooms, two full baths, and bright, open-concept layouts that maximize natural light and create a warm, inviting atmosphere. High-quality finishes and lake-inspired design elements make each space a true sanctuary. Residents have access to a suite of thoughtfully curated amenities, including a waterfront fire pit, gazebo, picnic area, kayaks, a fenced dog park, and vibrant community gardens. The comprehensive HOA ensures effortless ownership by covering land taxes, water, sewer, lawn maintenance, snow removal, and trash service. Just a short walk to Plum Point Lodge and its acclaimed restaurant, this community offers both convenience and charm. Plus, with approval for year-round short-term rentals (Airbnb/Vrbo), these cottages are an exceptional opportunity for personal enjoyment and income potential. Ideally situated near award-winning wineries, Watkins Glen, and the heart of the Finger Lakes. Lot rent price of $900 includes Lot rent, HOA and Boat Slip.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$2,828/mo

Real estate (PITI + HOA + PMI)
$2,403
Principal + interest$1,598
Property tax + insurance$712
PMI / 2nd mortgage$93
Utilities
$841
Heating + cooling$265
Internet + TV + phone$145
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$145
$2,828/mo TLC
Budget$5,000/mo
Remaining after TLC$2,172/mo
Purchase price
$249,000
Down payment
$12,450 (5%)
Loan amount
$236,550
APR
7.15%

Quick facts

Type
ManufacturedHome
Style
ManufacturedHome, MobileHome
Year built
2022
Lot size
7.5 ac
Stories
1
Heating
Propane, ForcedAir
Cooling
CentralAir
Water
Lake, River
HOA
Annual tax
MLS #
R1618444
County
Yates

At a glance

Air conditioning
Garage (1)
Waterfront

Home features

Appliances
BuiltInRefrigeratorDishwasherElectricWaterHeaterGasOvenGasRangeMicrowave
Interior
SeparateFormalLivingRoomKitchenFamilyRoomComboMainLevelPrimaryPrimarySuite
Exterior
ConcreteDrivewayDeckPropaneTankLeased
Parking
AttachedGarage
Flooring
Varies, Vinyl
Roof
Asphalt
Sewer
SepticTank

Lot features

Rectangular, RectangularLot

Neighborhood — 14842

MetricThis ZIPCountyUSA
Population1,75619,351,094299,088,112
Population Change Since199010.00%8.00%20.00%
Population Density127395
Male8829,381,926147,432,321
Female8749,969,168151,655,844
Never Married2934,946,39163,775,926
Married7897,166,701123,120,365
Separated681,159,67312,639,686
Widowed1041,110,24515,467,586
Divorced841,210,44823,075,029
Number Of House Hold5607,102,016111,826,380
Average House Hold Size3.112.642.60
Medial Age35.4436.5335.46
Median House Hold Income$37,421$49,847$48,276
Average House Hold Income$40,758$70,032$63,629
P C I$13,234$26,569$24,529
M D I$33,213$42,210$41,133
A T H E$38,306$54,185$50,898
S T R8.00%4.00%
W C J82.99%81.55%77.74%
(Zip) Code
14842

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

Open in Google Maps →

Listing information last refreshed 6/30/2025. Provided courtesy of Coldwell Banker Finger Lakes via Buffalo MLS. Information deemed reliable but not guaranteed.

240 Plum Point Road · Milo — $249,000 · Certihomes