CCertihomes
106 Hall Street, Conowingo, NY 14772

$109,000

2 beds 2 baths 1,820 sqft Built 194043 days on marketActive

About this home

Please do not drive in the driveway without an appointment. This is currently a two unit rental, the first floor is large and spacious with one bedroom, formal dining room, living room, large eat in kitchen, a pantry storage room, and laundry that is attached to the garage. The kitchen appliances stay. Tenant currently pays $700 a month plus gas. Tenant has been there for many years and would like to continue to stay. Upstairs is a large eat in kitchen where appliances stay, living room with hardwood floors, one bedroom with a closet and additional attic storage space. There are washer and dryer hook ups in the upstairs hallway. This unit is currently vacant, but is responsible for paying their own gas. The owner currently pays the electric water and sewer. This home could easily be turned into a single-family home. There is a generous size yard, vinyl siding, part metal roof, and part asphalt shingle. There is a little bit of peeling paint around the windows otherwise in real good shape. There are delayed showings until July 7 and delayed negotiations on July 14. Centrally located in just a short drive to Little Valley, Cattaraugus, Salamanca and a short drive to interstate 86.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$1,855/mo

Real estate (PITI + HOA + PMI)
$1,125
Principal + interest$699
Property tax + insurance$385
PMI / 2nd mortgage$41
Utilities
$1,304
Heating + cooling$475
Internet + TV + phone$188
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$188
$1,855/mo TLC
Budget$5,000/mo
Remaining after TLC$3,145/mo
Purchase price
$109,000
Down payment
$5,450 (5%)
Loan amount
$103,550
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
TwoStory
Year built
1940
Lot size
0.5 ac
Stories
2
Heating
Gas, ForcedAir, MultipleHeatingUnits, WallFurnace
Cooling
Water
Connected, Public
HOA
Annual tax
$2,529
MLS #
R1619173
County
Cattaraugus

At a glance

Garage (2)

Home features

Appliances
GasCooktopGasWaterHeaterRefrigerator
Interior
SeparateFormalDiningRoomEatInKitchenNaturalWoodworkBedroomOnMainLevel
Exterior
BlacktopDriveway
Parking
AttachedGarage
Flooring
Carpet, Hardwood, Varies
Roof
Asphalt, Metal
Sewer
Connected

Lot features

Rectangular, RectangularLot, ResidentialLot

Schools

Elementary
Other - See Remarks
Middle
Randolph Middle
High
Randolph Senior High

Neighborhood — 14772

MetricThis ZIPCountyUSA
Population2,03619,351,094299,088,112
Population Change Since19900.00%8.00%20.00%
Population Density25395
Male1,0479,381,926147,432,321
Female9899,969,168151,655,844
Never Married3844,946,39163,775,926
Married9117,166,701123,120,365
Separated371,159,67312,639,686
Widowed811,110,24515,467,586
Divorced1221,210,44823,075,029
Number Of House Hold6307,102,016111,826,380
Average House Hold Size3.202.642.60
Medial Age34.0436.5335.46
Median House Hold Income$35,813$49,847$48,276
Average House Hold Income$46,486$70,032$63,629
P C I$14,568$26,569$24,529
M D I$31,635$42,210$41,133
A T H E$41,711$54,185$50,898
S T R8.00%4.00%
W C J70.98%81.55%77.74%
(Zip) Code
14772

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 7/1/2025. Provided courtesy of ERA Team VP Real Estate via Buffalo MLS. Information deemed reliable but not guaranteed.