CCertihomes
139 Second Avenue, Gloversville, NY 12078

$205,000

3 beds 2 baths 2,240 sqft Built 193028 days on marketActive

About this home

This is a Fannie Mae HomePath property! Charming two story home situated on a nice lot, located within miles from your needed amenities. Home offers a nice open floor plan allowing lots of natural light to flow throughout.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$2,580/mo

Real estate (PITI + HOA + PMI)
$1,881
Principal + interest$1,315
Property tax + insurance$489
PMI / 2nd mortgage$77
Utilities
$1,409
Heating + cooling$575
Internet + TV + phone$143
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$143
$2,580/mo TLC
Budget$5,000/mo
Remaining after TLC$2,420/mo
Purchase price
$205,000
Down payment
$10,250 (5%)
Loan amount
$194,750
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
HistoricAntique
Year built
1930
Lot size
Stories
2
Heating
Gas, ForcedAir
Cooling
Water
Connected, Public
HOA
Annual tax
$2,538
MLS #
R1619450
County
Fulton

At a glance

Basement
Garage (1)

Home features

Appliances
DishwasherElectricOvenElectricRangeGasWaterHeaterMicrowave
Interior
EatInKitchenSeparateFormalLivingRoom
Exterior
BlacktopDriveway
Parking
DetachedGarage
Flooring
Carpet, LuxuryVinyl, Varies
Sewer
Connected

Lot features

IrregularLot, ResidentialLot

Neighborhood — 12078

MetricThis ZIPCountyUSA
Population21,82319,351,094299,088,112
Population Change Since1990-5.00%8.00%20.00%
Population Density180395
Male10,4249,381,926147,432,321
Female11,3989,969,168151,655,844
Never Married4,5984,946,39163,775,926
Married8,5667,166,701123,120,365
Separated1,1861,159,67312,639,686
Widowed1,5811,110,24515,467,586
Divorced1,9051,210,44823,075,029
Number Of House Hold8,5887,102,016111,826,380
Average House Hold Size2.502.642.60
Medial Age38.3536.5335.46
Median House Hold Income$33,679$49,847$48,276
Average House Hold Income$41,790$70,032$63,629
P C I$16,874$26,569$24,529
M D I$29,888$42,210$41,133
A T H E$38,881$54,185$50,898
S T R8.00%4.00%
W C J76.10%81.55%77.74%
(Zip) Code
12078

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 7/1/2025. Provided courtesy of Hunt Real Estate ERA/Columbus via Buffalo MLS. Information deemed reliable but not guaranteed.