CCertihomes
140 Saint Andrews Drive, Horseheads, NY 14845

$399,000

5 beds 4 baths 2,976 sqft Built 200039 days on marketActive

About this home

Welcome to this exceptionally maintained Wahl-built home located in sought-after St. Andrews subdivision in Horseheads. Built in 2000, this spacious home offers nearly 3, 000 square feet of finished living space with 5 bedrooms and 3.5 bathrooms, thoughtfully designed for modern living across three levels. The main floor features a recently renovated kitchen with granite countertops, stainless steel appliances, and a breakfast area that opens to a warm and inviting family room with a fireplace. A formal living room, first-floor laundry, updated lighting, new paint, and brand-new carpeting throughout the main and second floors add to the move-in-ready appeal. Upstairs, you'll find four generously sized bedrooms, including an owner’s suite with a large walk-in closet and a private bath with both a tub and shower. A second full bathroom serves the remaining bedrooms, all offering ample closet space and great natural light. The finished walkout basement adds even more versatility with a fifth bedroom, a third full bathroom, and a large rec room—perfect for guests, entertaining, or additional work-from-home flexibility. Enjoy outdoor living on the raised back deck with a scenic view of the neighborhood, or step down to the backyard where a storage shed offers additional space for tools or hobbies. Located just minutes from local shopping and malls, and within a short drive to downtown Corning’s Market Street, Arts, entertainment, and the Elmira-Corning Regional Airport. The home also provides convenient access to the best of the Finger Lakes region, including wineries, hiking, boating, and state parks. This well-cared-for home in a prime location is ready for its next chapter—don’t miss your opportunity to make it yours.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$4,619/mo

Real estate (PITI + HOA + PMI)
$3,885
Principal + interest$2,560
Property tax + insurance$1,175
PMI / 2nd mortgage$150
Utilities
$1,585
Heating + cooling$643
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$4,619/mo TLC
Budget$5,119/mo
Remaining after TLC$500/mo
Purchase price
$399,000
Down payment
$19,950 (5%)
Loan amount
$379,050
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
TwoStory
Year built
2000
Lot size
0.2694 ac
Stories
2
Heating
Gas
Cooling
CentralAir
Water
Connected, Public
HOA
Annual tax
$8,326
MLS #
R1618592
County
Chemung

At a glance

Air conditioning
Fireplace
Basement
Garage (2)

Home features

Appliances
DryerDishwasherGasOvenGasRangeGasWaterHeaterMicrowaveRefrigeratorWasherWaterSoftenerOwned
Interior
CeilingFansEntranceFoyerSeparateFormalLivingRoomGraniteCountersKitchenIslandBathInPrimaryBedroom
Exterior
BlacktopDrivewayDeck
Parking
AttachedGarageGarageDoorOpener
Flooring
Carpet, CeramicTile, Hardwood, Varies
Roof
Asphalt, Architectural, Shingle
Sewer
Connected

Lot features

IrregularLot, ResidentialLot

Schools

Elementary
Gardner Road Elementary
Middle
Horseheads Middle
High
Horseheads Senior High

Neighborhood — 14845

MetricThis ZIPCountyUSA
Population16,89719,351,094299,088,112
Population Change Since1990-2.00%8.00%20.00%
Population Density198395
Male7,9059,381,926147,432,321
Female8,9929,969,168151,655,844
Never Married2,7044,946,39163,775,926
Married8,1017,166,701123,120,365
Separated8141,159,67312,639,686
Widowed9591,110,24515,467,586
Divorced1,2111,210,44823,075,029
Number Of House Hold6,2307,102,016111,826,380
Average House Hold Size2.622.642.60
Medial Age41.8036.5335.46
Median House Hold Income$50,489$49,847$48,276
Average House Hold Income$59,392$70,032$63,629
P C I$22,551$26,569$24,529
M D I$42,471$42,210$41,133
A T H E$48,999$54,185$50,898
S T R8.00%4.00%
W C J76.09%81.55%77.74%
(Zip) Code
14845

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

Open in Google Maps →

Listing information last refreshed 7/2/2025. Provided courtesy of Keller Williams Realty Southern Tier & Finger Lakes via Buffalo MLS. Information deemed reliable but not guaranteed.