CCertihomes
72 Main Street, Delhi, NY 13753

$495,000

0 beds 0 baths 3,938 sqft Built 18602 days on marketActive

About this home

Step into the past while envisioning your future in this stunning circa-1860 historic building steeped in character and located in the vibrant heart of the Village of Delhi, the Delaware County seat. Originally the distinguished residence of James Elwood, a county treasurer and justice, this stately structure blends timeless architectural detail with versatile modern potential. Positioned prominently on Main Street with exceptional visibility, this nearly 4, 000-square-foot building offers two spacious floors plus attic areas, all set on a surveyed lot of just under half an acre with ample off-street parking. Located in a bustling college town, the property benefits from a steady flow of year-round activity, foot traffic, and community engagement, making it ideal for a variety of commercial, educational, or residential ventures. Business-zoned and connected to high-speed internet and municipal water & sewer, the property supports a wide variety of uses — from professional offices & studios to live/work arrangements, boutique retail, or unique housing opportunities. You’ll fall in love with the elegant period features throughout: intricate inlaid hardwood floors, ornate radiators, a gracious main staircase with a continuous banister rising to the attic, and impressive floor-to-ceiling windows that flood the interior with natural light. Additional highlights include two fireplaces (not currently in use), a classic butler’s pantry, both front and back staircases, a vault, covered porches for quiet enjoyment or welcoming clients, and a charming balcony that adds even more character and a great spot to watch community parades! Currently configured with multiple offices with half bathrooms, the flexible layout, numerous entrances, and connecting doorways offer endless possibilities for customization — whether you envision a co-working hub, wellness center, legal or medical suites, or stylish apartments. Practical upgrades include a newer roof, accessibility ramp, and dual coal/oil furnace. Don’t miss this extraordinary opportunity to own a piece of local history and bring your vision to life in one of the Catskills’ most charming and walkable villages.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$5,566/mo

Real estate (PITI + HOA + PMI)
$4,508
Principal + interest$3,176
Property tax + insurance$1,146
PMI / 2nd mortgage$186
Utilities
$2,300
Heating + cooling$998
Internet + TV + phone$138
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$138
$5,566/mo TLC
Budget$6,066/mo
Remaining after TLC$500/mo
Purchase price
$495,000
Down payment
$24,750 (5%)
Loan amount
$470,250
APR
7.15%

Quick facts

Type
Office
Style
Year built
1860
Lot size
0.46 ac
Stories
2
Heating
Coal, Gas, Oil, Radiant, WallFurnace
Cooling
Water
Public
HOA
Annual tax
$6,453
MLS #
R1619387
County
Delaware

At a glance

Basement

Home features

Exterior
PropaneTankLeased
Parking
DrivewayOnSite
Flooring
Carpet, Hardwood, Varies
Roof
Asphalt, Membrane, Rubber
Sewer
PublicSewer

Lot features

Rectangular, RectangularLot

Schools

Elementary
Delaware Academy
Middle
Delaware Academy

Neighborhood — 13753

MetricThis ZIPCountyUSA
Population3,53819,351,094299,088,112
Population Change Since1990-6.00%8.00%20.00%
Population Density39395
Male1,8089,381,926147,432,321
Female1,7309,969,168151,655,844
Never Married1,5304,946,39163,775,926
Married1,0737,166,701123,120,365
Separated2391,159,67312,639,686
Widowed1751,110,24515,467,586
Divorced1721,210,44823,075,029
Number Of House Hold8867,102,016111,826,380
Average House Hold Size2.512.642.60
Medial Age25.7536.5335.46
Median House Hold Income$43,124$49,847$48,276
Average House Hold Income$52,245$70,032$63,629
P C I$15,509$26,569$24,529
M D I$37,425$42,210$41,133
A T H E$45,041$54,185$50,898
S T R8.00%4.00%
W C J80.45%81.55%77.74%
(Zip) Code
13753

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

Open in Google Maps →

Listing information last refreshed 7/2/2025. Provided courtesy of Coldwell Banker Timberland Properties via Buffalo MLS. Information deemed reliable but not guaranteed.