CCertihomes
0 County Highway 31, Middlefield, NY 13326

$292,000

0 beds 0 baths 15 days on marketActive

About this home

A RARE opportunity to Build your dream home on this prime piece of land with gorgeous views of Otsego Lake. This land is in the Village of Cooperstown and Cooperstown school district with public utilities and electricity available on the road. Bring your plans and start building! With this lot you have the option to purchase and join in to the Lakeland Shores Landowners, Inc. where you have privileged access to the use of the exclusive lakefront area for beach access, picnic area, boat dock, kayak/canoe storage and wonderful views across the lake of the golf course and marina. Enjoy the amenities that the village has to offer. You are within walking distance to restaurants, including the renowned Otesaga Resort Hotel, the Clark Sports Center, and the National Baseball Hall of Fame! Enjoy museums, hiking, boating and the famed Glimmerglass Opera!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$3,222/mo

Real estate (PITI + HOA + PMI)
$2,503
Principal + interest$1,874
Property tax + insurance$519
PMI / 2nd mortgage$110
Utilities
$1,475
Heating + cooling$588
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$3,222/mo TLC
Budget$5,000/mo
Remaining after TLC$1,778/mo
Purchase price
$292,000
Down payment
$14,600 (5%)
Loan amount
$277,400
APR
7.15%

Quick facts

Type
Residential
Style
Year built
Lot size
0.36 ac
Stories
0
Heating
Cooling
Water
Other, SeeRemarks
HOA
Annual tax
$1,835
MLS #
R1618945
County
Otsego

Home features

Parking
NoDriveway
Roof
Other, SeeRemarks

Lot features

CityLot, IrregularLot, GentleSloping, LakeFront

Neighborhood — 13326

MetricThis ZIPCountyUSA
Population3,81019,351,094299,088,112
Population Change Since1990-5.00%8.00%20.00%
Population Density36395
Male1,7999,381,926147,432,321
Female2,0119,969,168151,655,844
Never Married7654,946,39163,775,926
Married1,6347,166,701123,120,365
Separated2081,159,67312,639,686
Widowed3161,110,24515,467,586
Divorced3221,210,44823,075,029
Number Of House Hold1,5277,102,016111,826,380
Average House Hold Size2.382.642.60
Medial Age43.4736.5335.46
Median House Hold Income$40,416$49,847$48,276
Average House Hold Income$59,358$70,032$63,629
P C I$25,254$26,569$24,529
M D I$35,279$42,210$41,133
A T H E$49,029$54,185$50,898
S T R8.00%4.00%
W C J84.71%81.55%77.74%
(Zip) Code
13326

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 7/2/2025. Provided courtesy of Keller Williams Upstate NY Properties via Buffalo MLS. Information deemed reliable but not guaranteed.