CCertihomes
316 Niagara Street, Niagara Falls, NY 14303

$349,000

0 beds 0 baths 6,311 sqft Built 192043 days on marketActive

About this home

Prime Mixed-Use Commercial Property Just Steps from Niagara Falls! Located just 2 blocks from the world-famous Niagara Falls and right off bustling 3rd Street—one of the city's main commercial hubs—this versatile property is perfect for investors or business owners. The storefront is ideal for a restaurant, café, or retail business, offering high visibility and foot traffic from both locals and tourists. Upstairs features a spacious 4-bedroom apartment with large rooms, perfect for rental income or owner occupancy. With unbeatable location and flexible use potential, this is a rare opportunity in one of the most visited cities in the world!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$5,670/mo

Real estate (PITI + HOA + PMI)
$4,052
Principal + interest$2,239
Property tax + insurance$1,682
PMI / 2nd mortgage$131
Utilities
$3,310
Heating + cooling$1,503
Internet + TV + phone$138
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$138
$5,670/mo TLC
Budget$6,170/mo
Remaining after TLC$500/mo
Purchase price
$349,000
Down payment
$17,450 (5%)
Loan amount
$331,550
APR
7.15%

Quick facts

Type
COM
Style
Year built
1920
Lot size
0.0455 ac
Stories
2
Heating
Gas, ForcedAir
Cooling
Water
Public
HOA
Annual tax
$13,252
MLS #
B1619030
County
Niagara

Home features

Roof
Flat
Sewer
PublicSewer

Lot features

Rectangular, RectangularLot

Neighborhood — 14303

MetricThis ZIPCountyUSA
Population5,37019,351,094299,088,112
Population Change Since1990-21.00%8.00%20.00%
Population Density2,007395
Male2,5619,381,926147,432,321
Female2,8099,969,168151,655,844
Never Married1,6574,946,39163,775,926
Married1,4757,166,701123,120,365
Separated2781,159,67312,639,686
Widowed4881,110,24515,467,586
Divorced5211,210,44823,075,029
Number Of House Hold2,3797,102,016111,826,380
Average House Hold Size2.232.642.60
Medial Age38.3836.5335.46
Median House Hold Income$23,250$49,847$48,276
Average House Hold Income$30,147$70,032$63,629
P C I$13,975$26,569$24,529
M D I$21,555$42,210$41,133
A T H E$32,005$54,185$50,898
S T R8.00%4.00%
W C J76.48%81.55%77.74%
(Zip) Code
14303

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 7/2/2025. Provided courtesy of Red Door Real Estate WNY LLC via Buffalo MLS. Information deemed reliable but not guaranteed.