CCertihomes
483 Vermont Street, Olean, NY 14760

$229,000

4 beds 2 baths 1,952 sqft Built 193539 days on marketActive

About this home

Welcome to this charming 4-bedroom, 2-bathroom home located in the desirable Seneca Heights neighborhood. With 1, 952 square feet of living space, this home offers a perfect blend of character, comfort, and modern updates. The first floor features newly refinished hardwood floors and a spacious living room complete with a gas fireplace, built-in shelving, and a sliding glass door that opens to the back patio and yard—ideal for entertaining or relaxing. The formal dining room includes a built-in wet bar, and the eat-in kitchen offers plenty of cabinet space along with a walk-in pantry for extra storage. A dedicated office with a built-in desk provides a great space for working from home, and a full bathroom completes the main level. Upstairs, you'll find four generously sized bedrooms with brand new carpet and a newly remodeled full bathroom. The home’s stone façade adds to its curb appeal, showcasing timeless character and style. Additional features include a one-car garage and a full basement with washer and dryer hookups and ample storage space. Located in a quiet and established neighborhood, this home is move-in ready and waiting for its next owner to enjoy.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$3,073/mo

Real estate (PITI + HOA + PMI)
$2,341
Principal + interest$1,469
Property tax + insurance$786
PMI / 2nd mortgage$86
Utilities
$1,453
Heating + cooling$577
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$3,073/mo TLC
Budget$5,000/mo
Remaining after TLC$1,927/mo
Purchase price
$229,000
Down payment
$11,450 (5%)
Loan amount
$217,550
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
TwoStory
Year built
1935
Lot size
0.1693 ac
Stories
2
Heating
Gas, ForcedAir
Cooling
AtticFan
Water
Connected, Public
HOA
Annual tax
$5,986
MLS #
R1619766
County
Cattaraugus

At a glance

Fireplace
Basement
Garage (1)

Home features

Appliances
DishwasherGasOvenGasRangeGasWaterHeaterRefrigerator
Interior
CeilingFansSeparateFormalDiningRoomEatInKitchenSeparateFormalLivingRoomHomeOfficePantry
Exterior
ConcreteDriveway
Parking
AttachedGarage
Flooring
Carpet, Hardwood, Tile, Varies
Sewer
Connected

Lot features

Rectangular, RectangularLot, ResidentialLot

Neighborhood — 14760

MetricThis ZIPCountyUSA
Population18,73219,351,094299,088,112
Population Change Since1990-14.00%8.00%20.00%
Population Density294395
Male8,8619,381,926147,432,321
Female9,8719,969,168151,655,844
Never Married4,4284,946,39163,775,926
Married7,2587,166,701123,120,365
Separated1,0261,159,67312,639,686
Widowed1,3671,110,24515,467,586
Divorced1,4651,210,44823,075,029
Number Of House Hold7,0997,102,016111,826,380
Average House Hold Size2.442.642.60
Medial Age37.0536.5335.46
Median House Hold Income$35,386$49,847$48,276
Average House Hold Income$46,879$70,032$63,629
P C I$18,889$26,569$24,529
M D I$31,259$42,210$41,133
A T H E$41,723$54,185$50,898
S T R8.00%4.00%
W C J84.88%81.55%77.74%
(Zip) Code
14760

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 7/2/2025. Provided courtesy of Howard Hanna Professionals - Olean via Buffalo MLS. Information deemed reliable but not guaranteed.