CCertihomes
652 S Main Street, Hastings, NY 13036

$639,900

7 beds 0 baths 8,242 sqft Built 196013 days on marketActive

About this home

Investor opportunity in the heart of Central Square! This well-maintained 8-unit mixed-use building features 7 fully rented residential apartments and 1 commercial space currently operating as a barbershop. Ideally located just half a mile from Central Square High School, this property offers consistent rental demand and visibility for the commercial tenant. The property includes a massive parking lot that easily accommodates both residential and commercial needs—ideal for tenants and customers alike. The front building is protected by a durable metal roof, while the rear structure has a traditional asphalt roof, both in solid condition. With a 9% capitalization rate, this asset provides strong, immediate cash flow and room for long-term appreciation. Even with under market rents. Whether you’re a seasoned investor or looking to expand your portfolio with a solid income-producing property, this building offers a blend of stability and upside in a growing area.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$8,281/mo

Real estate (PITI + HOA + PMI)
$6,247
Principal + interest$4,106
Property tax + insurance$1,901
PMI / 2nd mortgage$240
Utilities
$4,338
Heating + cooling$2,006
Internet + TV + phone$160
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$160
$8,281/mo TLC
Budget$8,781/mo
Remaining after TLC$500/mo
Purchase price
$639,900
Down payment
$31,995 (5%)
Loan amount
$607,905
APR
7.15%

Quick facts

Type
Commercial
Style
Year built
1960
Lot size
1.0829 ac
Stories
2
Heating
Electric, Gas, Baseboard, ForcedAir
Cooling
Water
Connected, Public
HOA
Annual tax
$11,799
MLS #
S1619581
County
Oswego

At a glance

Basement

Home features

Appliances
AppliancesNegotiableGasWaterHeater
Exterior
SeeRemarks
Community
OtherSeeRemarks
Parking
ThreeOrMoreSpacesNoGarage
Flooring
CeramicTile, Hardwood, LuxuryVinyl, Varies
Roof
Asphalt, Metal
Sewer
Connected

Lot features

Rectangular, RectangularLot, ResidentialLot

Neighborhood — 13036

MetricThis ZIPCountyUSA
Population7,17919,351,094299,088,112
Population Change Since19900.00%8.00%20.00%
Population Density171395
Male3,6009,381,926147,432,321
Female3,5799,969,168151,655,844
Never Married1,2694,946,39163,775,926
Married3,4467,166,701123,120,365
Separated2371,159,67312,639,686
Widowed2921,110,24515,467,586
Divorced5461,210,44823,075,029
Number Of House Hold2,5557,102,016111,826,380
Average House Hold Size2.812.642.60
Medial Age37.5636.5335.46
Median House Hold Income$47,894$49,847$48,276
Average House Hold Income$51,653$70,032$63,629
P C I$18,400$26,569$24,529
M D I$40,914$42,210$41,133
A T H E$44,687$54,185$50,898
S T R8.00%4.00%
W C J80.19%81.55%77.74%
(Zip) Code
13036

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 7/3/2025. Provided courtesy of Acropolis Realty Group LLC via Buffalo MLS. Information deemed reliable but not guaranteed.