CCertihomes
18 Chapel Street, Belfast, NY 14711

$125,000

5 beds 2 baths 1,632 sqft Built 19204 days on marketActive

About this home

Welcome to this well-maintained and lovingly cared-for home located in Belfast NY, proudly owned by the same family for over 55 years. This 5-bedroom, 1.5-bath home offers room to grow, inside and out! Step inside to find a spacious eat-in kitchen with newer appliances and direct access to a covered back porch perfect for enjoying your cup of coffee or entertaining family and friends. The kitchen also features a bonus pantry or potential office space for added flexibility. The first-floor bedroom has a half bath that is ideal for guests or one-level living, while four additional bedrooms upstairs share a large, updated full bath. Enjoy gatherings in the oversized living room and host dinners in the formal dining room, both full of charm and natural light. The front enclosed sun porch is a cozy bonus space to relax and soak in the morning sun. Outside, you’ll love the spacious backyard which is ideal for kids, pets, or a garden, and the detached one-car garage with extra room in the back for a workshop or storage. Recent updates include a newer metal roof, fresh exterior paint, upgraded furnace and hot water tank, and freshly painted interior rooms. This home is truly move-in ready. Located within walking distance to Belfast School and just a short drive to Rushford Lake and Houghton University, this home offers small-town living with convenience and space. The lot size is 0.15 acres. Don’t miss your chance to own this beautiful home, schedule your showing today!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$1,844/mo

Real estate (PITI + HOA + PMI)
$1,236
Principal + interest$802
Property tax + insurance$387
PMI / 2nd mortgage$47
Utilities
$1,127
Heating + cooling$414
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$1,844/mo TLC
Budget$5,000/mo
Remaining after TLC$3,156/mo
Purchase price
$125,000
Down payment
$6,250 (5%)
Loan amount
$118,750
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
TwoStory
Year built
1920
Lot size
0.15 ac
Stories
2
Heating
Gas, ForcedAir
Cooling
Water
Connected, Public
HOA
Annual tax
$2,478
MLS #
S1619858
County
Allegany

At a glance

Basement
Garage (1)

Home features

Appliances
DishwasherElectricCooktopGasWaterHeaterMicrowaveRefrigerator
Interior
EatInKitchenHomeOfficePantry
Exterior
GravelDriveway
Parking
DetachedGarage
Flooring
Carpet, Laminate, Varies, Vinyl
Roof
Metal
Sewer
SepticTank

Lot features

Rectangular, RectangularLot, ResidentialLot

Neighborhood — 14711

MetricThis ZIPCountyUSA
Population2,51019,351,094299,088,112
Population Change Since19905.00%8.00%20.00%
Population Density63395
Male1,2699,381,926147,432,321
Female1,2419,969,168151,655,844
Never Married4644,946,39163,775,926
Married1,1327,166,701123,120,365
Separated871,159,67312,639,686
Widowed1531,110,24515,467,586
Divorced1661,210,44823,075,029
Number Of House Hold9227,102,016111,826,380
Average House Hold Size2.722.642.60
Medial Age36.4536.5335.46
Median House Hold Income$34,752$49,847$48,276
Average House Hold Income$45,943$70,032$63,629
P C I$16,876$26,569$24,529
M D I$30,813$42,210$41,133
A T H E$41,384$54,185$50,898
S T R8.50%4.00%
W C J82.37%81.55%77.74%
(Zip) Code
14711

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 7/3/2025. Provided courtesy of Landquest Inc. via Buffalo MLS. Information deemed reliable but not guaranteed.