CCertihomes
687 Main Street, Middletown, NY 12455

$292,000

3 beds 2 baths 1,542 sqft Built 18699 days on marketActive

About this home

Nestled in the heart of a picturesque Catskill Mountain village, this enchanting home is a true gem that seamlessly combines historical charm with contemporary updates. Built in 1869, this residence has stood the test of time. With its delightful front porch, three well-appointed bedrooms, and one and a half bathrooms, this home is perfect for anyone looking to experience the beauty of mountain living while enjoying the conveniences of village life. The property also features off-street parking, a rare find in such a desirable village location. The current owner has made numerous updates to the home, ensuring that it meets the needs of modern living. The new flooring throughout the home adds a creating a seamless flow from room to room. The living area is bright and airy, thanks to large windows that allow natural light to flood the space. The separate dining room offers a perfect setting for family dinners or intimate gatherings. The kitchen is updated with a new oven and dishwasher; plenty of counter space and storage, This charming home boasts three comfortable bedrooms. The primary bedroom is spacious and features ample closet space. The additional bedrooms are well-sized. The home includes 1.5 bathroom. In this prime location, you will find a gourmet food shop, a supermarket, and charming art galleries that showcase local talent. Outdoor enthusiasts will appreciate being just minutes away from hiking trails and swimming spots. In the winter, you’re only 14 minutes from the Belleayre Mountain Ski Center, Farmers' markets, art shows, and seasonal festivals are just a few of the highlights that make this area special. Whether you’re for a year-round residence or a weekend getaway, this home offers the perfect balance of comfort, convenience, and charm. Living in this Catskill Mountain village means embracing a lifestyle that celebrates nature, community, and creativity. The village is known for its friendly atmosphere, where neighbors become friends and community events bring everyone together. The updates made by the current owner ensure that you can move right in and start enjoying everything this wonderful village and surrounding area have to offer.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$3,039/mo

Real estate (PITI + HOA + PMI)
$2,482
Principal + interest$1,874
Property tax + insurance$498
PMI / 2nd mortgage$110
Utilities
$1,154
Heating + cooling$429
Internet + TV + phone$130
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$130
$3,039/mo TLC
Budget$5,000/mo
Remaining after TLC$1,961/mo
Purchase price
$292,000
Down payment
$14,600 (5%)
Loan amount
$277,400
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
HistoricAntique, TwoStory
Year built
1869
Lot size
0.11 ac
Stories
3
Heating
Oil, HotWater, Radiators
Cooling
Water
Connected, Public
HOA
Annual tax
$2,073
MLS #
R1618386
County
Delaware

Home features

Appliances
DryerDishwasherElectricCooktopExhaustFanOilWaterHeaterRefrigeratorRangeHoodWasher
Interior
BreakfastAreaDiningAreaEatInKitchenSeparateFormalLivingRoomOtherSeeRemarks
Exterior
BlacktopDriveway
Parking
NoGarage
Flooring
LuxuryVinyl
Sewer
Connected

Lot features

Other, Rectangular, RectangularLot, SeeRemarks

Neighborhood — 12455

MetricThis ZIPCountyUSA
Population2,33719,351,094299,088,112
Population Change Since19900.00%8.00%20.00%
Population Density33395
Male1,1539,381,926147,432,321
Female1,1849,969,168151,655,844
Never Married4444,946,39163,775,926
Married1,0397,166,701123,120,365
Separated1311,159,67312,639,686
Widowed1401,110,24515,467,586
Divorced2161,210,44823,075,029
Number Of House Hold9347,102,016111,826,380
Average House Hold Size2.472.642.60
Medial Age44.6336.5335.46
Median House Hold Income$36,388$49,847$48,276
Average House Hold Income$49,541$70,032$63,629
P C I$19,991$26,569$24,529
M D I$32,028$42,210$41,133
A T H E$43,431$54,185$50,898
S T R8.00%4.00%
W C J79.97%81.55%77.74%
(Zip) Code
12455

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 7/3/2025. Provided courtesy of Coldwell Banker Timberland Properties via Buffalo MLS. Information deemed reliable but not guaranteed.

687 Main Street · Middletown — $292,000 · Certihomes